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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

I am very happy,very good application,good bank.

I am very happy,very good application,good bank. Reviewed on: 10th March 2026

Zopa's services from the App to customer services is...

Zopa's services from the App to customer services is exceptional, second to none and interest rates very favourable indeed, can't fault Zopa on any level. Reviewed on: 10th March 2026

Great app, everything under one roof.

Great app, everything under one roof. Easy to manage finances. Reviewed on: 10th March 2026

Excellent credit card would recommend

Excellent credit card would recommend Reviewed on: 10th March 2026

Simple , smooth quality and Happy quick .

Simple , smooth quality and quick . Reviewed on: 10th March 2026

Good know reasons not to be happy

Good know reasons not to be happy Reviewed on: 10th March 2026

Excellent, is very amazing l happy with my to accou...

Excellent, is very amazing l happy with my to account, credit card and bank.account. Reviewed on: 10th March 2026

Ordered bank cards 6 weeks ago, then rang them again...

Ordered bank cards 6 weeks ago, then rang them again now is week 3 second time. Still no cards. Reviewed on: 10th March 2026

Great customer service always happy to help and offe...

Great customer service always happy to help and offer great customer service excellent security measures in place, easy to use app Reviewed on: 10th March 2026

Very good experience, easy to understand.

Very good experience, easy to understand.. the app is well developed Reviewed on: 10th March 2026

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