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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Easy to use .

Easy to use . Flexible APR accordingly to credit score. All the notifications and updates are on point Reviewed on: 16th April 2026

Good communication and great customer care

Good communication and great customer care Reviewed on: 16th April 2026

Amazing credit card great service

Amazing credit card great service Reviewed on: 16th April 2026

Fantastic service

Fantastic, superb customer service from the very start. Reviewed on: 16th April 2026

Brilliant App Super Easy to use and great customer c...

Brilliant App Super Easy to use and great customer contact. Reviewed on: 16th April 2026

Great review

I applied for my zopa card through my bank account to help build my credit, it has been great so far Reviewed on: 16th April 2026

give you good notice on your repayment date goo...

They give you good notice on your repayment date good APR rate Reviewed on: 16th April 2026

From the time of applying for my card it has been, s...

From the time of applying for my card it has been, so smooth and trouble free,fantastic job well done Zopa team. Reviewed on: 16th April 2026

Helped me continue to build my credit score.

Helped me continue to build my credit score. Gave me a decent credit amount, too. Reviewed on: 16th April 2026

Best benking experience so far fast n flexible

Best benking experience so far fast n flexible Reviewed on: 16th April 2026

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