Write a review

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

View other Zopa products

4.93

Based on 40,269 reviews, last reviewed 30th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit card reviews (40269)

Excellent communication

Excellent communication and gives great insight on my account Reviewed on: 28th April 2025

Zopa good service

Amazing very good always good service Reviewed on: 28th April 2025

The product is good when you need it

The product is good when you need it Reviewed on: 28th April 2025

Perfect!!!

Good product nothing to complain Reviewed on: 28th April 2025

Very easy to use app, excellent service.

Very easy to use app, excellent service. Not constantly bombarded with emails etc Reviewed on: 28th April 2025

Very helpful service.

Very helpful service. Responsive and quick service. Recommended. Reviewed on: 28th April 2025

My experience has been satisfying

My experience has been satisfying Reviewed on: 28th April 2025

the app is very good but it's also easy to talk to s...

the app is very good but it's also easy to talk to soombody Reviewed on: 28th April 2025

Fantastic company, friendly and easy.

Fantastic company, friendly and easy. Reviewed on: 28th April 2025

In my opinion it’s the best card out there

I find ZOPA so easy to use and the app is just as good no hassle and your kept up to date with your account all the time it even helps with my bank account it’s so helpful you always know what’s going on giving you peace of mind I think ZOPA is the best card out there why not give them a go and make your life that little bit easier you’ll be glad you did Reviewed on: 28th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Nectar Credit Card
from Sainsburys Bank 2.77 from 96 reviews
Purchase Credit Card
from Bank of Scotland 4.56 from 10 reviews
PayPal Credit
from PayPal 4.91 from 50806 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews
Personal loan
from Zopa 4.94 from 65248 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub