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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Excellent

I have had the zopa card for almost a month now and I can say that it has been consistent and reliable Reviewed on: 16th April 2026

Great credit building card easy to use

Great credit building card easy to use Reviewed on: 16th April 2026

Good information and good to work with and great car...

Good information and good to work with and great card to use day to day excellect companey very happy Reviewed on: 16th April 2026

No problems.

No problems. Everything has been great Reviewed on: 16th April 2026

Good for use this card and simple use

Good for use this card and simple use Reviewed on: 16th April 2026

Never had any problems & find Zopa very useful.

Never had any problems & find Zopa very useful. The reason for the neutral feedback for customer service is because I've never had to use it, so can't really comment either way. Basically Zopa is great & really useful. Reviewed on: 16th April 2026

Easy to get through instructions on this site with e...

Easy to get through instructions on this site with easy to follow steps to make the necessary transactions , payments etc. Lots of helpful tips and clear ways to get help if necessary . A good card Reviewed on: 16th April 2026

Very happy when I got approved, funds showed up in a...

Very happy when I got approved, funds showed up in account instantly. A good organisation for building credit score.thanks Reviewed on: 16th April 2026

I always can count on them for credit when needed

I always can count on them for credit when needed Reviewed on: 16th April 2026

Easy to navigate

Easy to navigate the website and very easy to deal with. Great customer service and brilliant for those wishing to help their credit ratings too. Reviewed on: 16th April 2026

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