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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very professional company and very helpful

Very professional company and very helpful Reviewed on: 16th April 2026

Great service and support!

I have found all Services with Zopa to be excellent, including customer service if I have any questions. I would have no hesitation in recommending Zopa to my friends and family. Reviewed on: 16th April 2026

Simple to use app and simple to apply.

Simple to use app and simple to apply. Very good communication about services. Lots of finance options available via the app including isa. Reviewed on: 16th April 2026

Very helpful and explained everything clearly.

Very helpful and explained everything clearly. Reviewed on: 16th April 2026

I like zopa they have helped me out and rate is good...

I like zopa they have helped me out and rate is good I would recommend Reviewed on: 16th April 2026

As a new customer (6 months) have had no issues or u...

As a new customer (6 months) have had no issues or use of card and payment on Reviewed on: 16th April 2026

Excellent

I have had the zopa card for almost a month now and I can say that it has been consistent and reliable Reviewed on: 16th April 2026

Great credit building card easy to use

Great credit building card easy to use Reviewed on: 16th April 2026

Good information and good to work with and great car...

Good information and good to work with and great card to use day to day excellect companey very happy Reviewed on: 16th April 2026

No problems.

No problems. Everything has been great Reviewed on: 16th April 2026

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