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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good for use this card and simple use

Good for use this card and simple use Reviewed on: 16th April 2026

Never had any problems & find Zopa very useful.

Never had any problems & find Zopa very useful. The reason for the neutral feedback for customer service is because I've never had to use it, so can't really comment either way. Basically Zopa is great & really useful. Reviewed on: 16th April 2026

Easy to get through instructions on this site with e...

Easy to get through instructions on this site with easy to follow steps to make the necessary transactions , payments etc. Lots of helpful tips and clear ways to get help if necessary . A good card Reviewed on: 16th April 2026

Very happy when I got approved, funds showed up in a...

Very happy when I got approved, funds showed up in account instantly. A good organisation for building credit score.thanks Reviewed on: 16th April 2026

I always can count on them for credit when needed

I always can count on them for credit when needed Reviewed on: 16th April 2026

Easy to navigate

Easy to navigate the website and very easy to deal with. Great customer service and brilliant for those wishing to help their credit ratings too. Reviewed on: 16th April 2026

I can honestly say Zopa is best credit card I’ve eve...

I can honestly say Zopa is best credit card I’ve ever had ! And I’ve had lots. The app is very easy to use ! And great customer service!!!! Get Zopa ! And I don’t do reviews but felt should this time. Reviewed on: 16th April 2026

Quick service very polite staff easy to use card and...

Quick service very polite staff easy to use card and app would recommend to anyone Reviewed on: 16th April 2026

Very good service and gave me this credit card when...

Very good service and gave me this credit card when some others refused Reviewed on: 16th April 2026

All round great credit card a must have

All round great credit card a must have Reviewed on: 16th April 2026

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