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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

I can honestly say Zopa is best credit card I’ve eve...

I can honestly say Zopa is best credit card I’ve ever had ! And I’ve had lots. The app is very easy to use ! And great customer service!!!! Get Zopa ! And I don’t do reviews but felt should this time. Reviewed on: 16th April 2026

Quick service very polite staff easy to use card and...

Quick service very polite staff easy to use card and app would recommend to anyone Reviewed on: 16th April 2026

Very good service and gave me this credit card when...

Very good service and gave me this credit card when some others refused Reviewed on: 16th April 2026

All round great credit card a must have

All round great credit card a must have Reviewed on: 16th April 2026

Great customer service, zero problems.

Great customer service, zero problems. One very happy customer Reviewed on: 16th April 2026

Positive action to any problem, the app is about the...

Positive action to any problem, the app is about the best of the many apps I use. Reviewed on: 16th April 2026

My experience not too much.

My experience not too much. It's just that you guys me too. Improved 2 credit limit support Reviewed on: 16th April 2026

ZOPA HAVE BEEN EXCELLENT

ZOPA HAVE BEEN EXCELLENT WITH ME SINCE THE FIRST TIME I CONTACTED THEM. EVERYTHING WAS DONE VERY QUICKLY AND PROFESSIONALLY, PLUS I WAS TREATED EXTREMELY WELL WITH EMPHASIS ON ME. THANK YOU ZOPA. Reviewed on: 16th April 2026

Easy and very convenient there when I need it

Easy and very convenient there when I need it Reviewed on: 16th April 2026

Brilliant

Brilliant and easy, very informative and helpful Reviewed on: 16th April 2026

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