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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

I like zopa they have helped me out and rate is good...

I like zopa they have helped me out and rate is good I would recommend Reviewed on: 16th April 2026

As a new customer (6 months) have had no issues or u...

As a new customer (6 months) have had no issues or use of card and payment on Reviewed on: 16th April 2026

Excellent

I have had the zopa card for almost a month now and I can say that it has been consistent and reliable Reviewed on: 16th April 2026

Great credit building card easy to use

Great credit building card easy to use Reviewed on: 16th April 2026

Good information and good to work with and great car...

Good information and good to work with and great card to use day to day excellect companey very happy Reviewed on: 16th April 2026

No problems.

No problems. Everything has been great Reviewed on: 16th April 2026

Good for use this card and simple use

Good for use this card and simple use Reviewed on: 16th April 2026

Never had any problems & find Zopa very useful.

Never had any problems & find Zopa very useful. The reason for the neutral feedback for customer service is because I've never had to use it, so can't really comment either way. Basically Zopa is great & really useful. Reviewed on: 16th April 2026

Easy to get through instructions on this site with e...

Easy to get through instructions on this site with easy to follow steps to make the necessary transactions , payments etc. Lots of helpful tips and clear ways to get help if necessary . A good card Reviewed on: 16th April 2026

Very happy when I got approved, funds showed up in a...

Very happy when I got approved, funds showed up in account instantly. A good organisation for building credit score.thanks Reviewed on: 16th April 2026

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