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Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Great rates and very helpful staff, easy to use app

5
Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Amazing value

5
Easy set up, simple app, amazing interest rate Reviewed on: 23rd January 2026

Great interest rates and customer perks.

5
Great interest rates and customer perks. Reviewed on: 22nd January 2026

Quick easy.

5
Quick easy. Brilliant app. Convenient Reviewed on: 22nd January 2026

Its easy to use and helps u save big

5
Its easy to use and helps u save big Reviewed on: 15th January 2026

Great saving incentives.

5
Great saving incentives. And bonuses for using card. Most banks don’t do this! Any problem fixed very swiftly. Reviewed on: 4th September 2025

Not intuitive

4
User interface could be better the app is not intuitive to navigate Reviewed on: 12th June 2025

Remaining informed and in control

5
Easy to navigate the app, which keeps you updated with all matters appertaining to my interest paid etc. Any news is sent direct by email too, so I feel.like I am always in control. Reviewed on: 12th June 2025

Thoroughly recommendef.

5
Great interest rates and customer benefits. Reviewed on: 12th June 2025

Zopa provide an easy, fast and user friendly App

5
Zopa provide an easy, fast and user friendly App to make the most of savings. Reviewed on: 12th June 2025

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