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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great customer service, zero problems.

Great customer service, zero problems. One very happy customer Reviewed on: 16th April 2026

Positive action to any problem, the app is about the...

Positive action to any problem, the app is about the best of the many apps I use. Reviewed on: 16th April 2026

My experience not too much.

My experience not too much. It's just that you guys me too. Improved 2 credit limit support Reviewed on: 16th April 2026

ZOPA HAVE BEEN EXCELLENT

ZOPA HAVE BEEN EXCELLENT WITH ME SINCE THE FIRST TIME I CONTACTED THEM. EVERYTHING WAS DONE VERY QUICKLY AND PROFESSIONALLY, PLUS I WAS TREATED EXTREMELY WELL WITH EMPHASIS ON ME. THANK YOU ZOPA. Reviewed on: 16th April 2026

Easy and very convenient there when I need it

Easy and very convenient there when I need it Reviewed on: 16th April 2026

Brilliant

Brilliant and easy, very informative and helpful Reviewed on: 16th April 2026

perfecto !

perfecto ! exelent credit cardt. perfect working app. Reviewed on: 16th April 2026

No problem, easy to access, good value for moneyWoul...

No problem, easy to access, good value for moneyWould definitely recommend to others Reviewed on: 16th April 2026

Helping hand

Helped me when I needed them . Needed financial help and they accepted me. With them I've managed to improve my credit status significantly Reviewed on: 16th April 2026

From start to finish everyone one was very pleasant...

From start to finish everyone one was very pleasant and respectful. the process was simple and took under fifteen minutes for me to be accepted. The actual card took less than a week to arrive. 10/10. Reviewed on: 16th April 2026

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