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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

I always can count on them for credit when needed

I always can count on them for credit when needed Reviewed on: 16th April 2026

Easy to navigate

Easy to navigate the website and very easy to deal with. Great customer service and brilliant for those wishing to help their credit ratings too. Reviewed on: 16th April 2026

I can honestly say Zopa is best credit card I’ve eve...

I can honestly say Zopa is best credit card I’ve ever had ! And I’ve had lots. The app is very easy to use ! And great customer service!!!! Get Zopa ! And I don’t do reviews but felt should this time. Reviewed on: 16th April 2026

Quick service very polite staff easy to use card and...

Quick service very polite staff easy to use card and app would recommend to anyone Reviewed on: 16th April 2026

Very good service and gave me this credit card when...

Very good service and gave me this credit card when some others refused Reviewed on: 16th April 2026

All round great credit card a must have

All round great credit card a must have Reviewed on: 16th April 2026

Great customer service, zero problems.

Great customer service, zero problems. One very happy customer Reviewed on: 16th April 2026

Positive action to any problem, the app is about the...

Positive action to any problem, the app is about the best of the many apps I use. Reviewed on: 16th April 2026

My experience not too much.

My experience not too much. It's just that you guys me too. Improved 2 credit limit support Reviewed on: 16th April 2026

ZOPA HAVE BEEN EXCELLENT

ZOPA HAVE BEEN EXCELLENT WITH ME SINCE THE FIRST TIME I CONTACTED THEM. EVERYTHING WAS DONE VERY QUICKLY AND PROFESSIONALLY, PLUS I WAS TREATED EXTREMELY WELL WITH EMPHASIS ON ME. THANK YOU ZOPA. Reviewed on: 16th April 2026

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