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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

perfecto !

perfecto ! exelent credit cardt. perfect working app. Reviewed on: 16th April 2026

No problem, easy to access, good value for moneyWoul...

No problem, easy to access, good value for moneyWould definitely recommend to others Reviewed on: 16th April 2026

Helping hand

Helped me when I needed them . Needed financial help and they accepted me. With them I've managed to improve my credit status significantly Reviewed on: 16th April 2026

From start to finish everyone one was very pleasant...

From start to finish everyone one was very pleasant and respectful. the process was simple and took under fifteen minutes for me to be accepted. The actual card took less than a week to arrive. 10/10. Reviewed on: 16th April 2026

It was quick and easy to sign up although higher lim...

It was quick and easy to sign up although higher limit would have been better but it’s been stress free Reviewed on: 16th April 2026

Brilliant service

Excellent service good value for money Reviewed on: 16th April 2026

A service to Improve financial need

Userfriendly and reliable Service, affordable and manageable agreed limit, provide peace of mind finance support. Reviewed on: 16th April 2026

Great service

I started with a Zopa credit card with £500 and now it has increased along with a new debit card that gives rewarding interest. I like that it can link other accounts, make a fast payment and a balance transfer. Reviewed on: 16th April 2026

Zopa makes payments easy

Very convenient and very easy to use …… Zopa is really very helpful. Reviewed on: 16th April 2026

Easy to set up, secure and information is easy to fi...

Easy to set up, secure and information is easy to find and notifications are quick Reviewed on: 16th April 2026

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