Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

It was quick and easy to sign up although higher lim...

It was quick and easy to sign up although higher limit would have been better but it’s been stress free Reviewed on: 16th April 2026

Brilliant service

Excellent service good value for money Reviewed on: 16th April 2026

A service to Improve financial need

Userfriendly and reliable Service, affordable and manageable agreed limit, provide peace of mind finance support. Reviewed on: 16th April 2026

Great service

I started with a Zopa credit card with £500 and now it has increased along with a new debit card that gives rewarding interest. I like that it can link other accounts, make a fast payment and a balance transfer. Reviewed on: 16th April 2026

Zopa makes payments easy

Very convenient and very easy to use …… Zopa is really very helpful. Reviewed on: 16th April 2026

Easy to set up, secure and information is easy to fi...

Easy to set up, secure and information is easy to find and notifications are quick Reviewed on: 16th April 2026

Always been good and very informative.

Always been good and very informative. Reviewed on: 16th April 2026

Card arrived on time.

Card arrived on time. Easy to set up and operate the app. Clear and informative app operation. Reviewed on: 16th April 2026

Everything was so easy to complete

Everything was so easy to complete Reviewed on: 16th April 2026

I like the app!

I like the app. It is so easy to follow. So far I’ve had a good experience with ZOPA. Reviewed on: 16th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from ASDA Money 3.12 from 110 reviews
Credit card (discontinued)
from Tandem 4.65 from 358 reviews
Charge Card
from American Express 4.20 from 24 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub