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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Easy and very convenient there when I need it

Easy and very convenient there when I need it Reviewed on: 16th April 2026

Brilliant

Brilliant and easy, very informative and helpful Reviewed on: 16th April 2026

perfecto !

perfecto ! exelent credit cardt. perfect working app. Reviewed on: 16th April 2026

No problem, easy to access, good value for moneyWoul...

No problem, easy to access, good value for moneyWould definitely recommend to others Reviewed on: 16th April 2026

Helping hand

Helped me when I needed them . Needed financial help and they accepted me. With them I've managed to improve my credit status significantly Reviewed on: 16th April 2026

From start to finish everyone one was very pleasant...

From start to finish everyone one was very pleasant and respectful. the process was simple and took under fifteen minutes for me to be accepted. The actual card took less than a week to arrive. 10/10. Reviewed on: 16th April 2026

It was quick and easy to sign up although higher lim...

It was quick and easy to sign up although higher limit would have been better but it’s been stress free Reviewed on: 16th April 2026

Brilliant service

Excellent service good value for money Reviewed on: 16th April 2026

A service to Improve financial need

Userfriendly and reliable Service, affordable and manageable agreed limit, provide peace of mind finance support. Reviewed on: 16th April 2026

Great service

I started with a Zopa credit card with £500 and now it has increased along with a new debit card that gives rewarding interest. I like that it can link other accounts, make a fast payment and a balance transfer. Reviewed on: 16th April 2026

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