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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 30th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Zopa came to my rescue when I had no enough cash to...

Zopa came to my rescue when I had no enough cash to settle my bills. It came as sigh of relief and they offered me flexible payment methods and they can accommodate you when can't pay in time Reviewed on: 28th April 2025

All straightforward an simple to get started

All straightforward an simple to get started Reviewed on: 28th April 2025

I’m very happy with services received from Zopa and...

I’m very happy with services received from Zopa and I highly recommend Reviewed on: 28th April 2025

Credit Card with a difference

Easy to use friendly staff pleasure to use Reviewed on: 28th April 2025

Very efficient and charges are reasonable

Very efficient and charges are reasonable Reviewed on: 28th April 2025

Zopa - A cut above the rest !

I have a Zopa card to help build my credit score and it’s been fantastic, I get emails when payments are due, clear interest amounts and helpful customer service. They also offer help and advice on other products they have as well as any benefits I may be eligible for. Great service. Reviewed on: 28th April 2025

Easy to use good communication trustworthy affordabl...

Easy to use good communication trustworthy affordable payments Reviewed on: 28th April 2025

Very good service would recommend to family and frie...

Very good service would recommend to family and friends. Reviewed on: 28th April 2025

Great customer service and fabulous online support

Great customer service and fabulous online support Reviewed on: 28th April 2025

ZOPA staff provided me with an excellent service aft...

ZOPA staff provided me with an excellent service after a scammer tried to use my personal details x I was treated with empathy and reassurance that it wasn’t my fault and issued a new card promptly x Reviewed on: 28th April 2025

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