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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Always great service and prompt, reliable

5
Always great service and prompt, reliable Reviewed on: 28th April 2025

Excellent Credit Card .

5
Credit card app so easy to use & access. Keep in control of your purchases & pay online. Help whenever you require it. Excellent customer service. Reviewed on: 28th April 2025

Customer service is great very polite and good to ta...

5
Customer service is great very polite and good to talk to Reviewed on: 28th April 2025

Good company to deal with

5
Easy to understand product offerings and great customer services. Reviewed on: 28th April 2025

Been fantastic easy simple to use brilliant for use...

5
Been fantastic easy simple to use brilliant for use in Europe as well, safe and secure great card great company. Reviewed on: 28th April 2025

It does exactly what us said in the tin and the app...

4
It does exactly what us said in the tin and the app is very intuitive. Reviewed on: 28th April 2025

Very friendly, and easy app to use

5
Very friendly, and easy app to use Reviewed on: 28th April 2025

Excellent customer service.

5
Excellent customer service. No waiting days like some other card providers for the balance to show when a payment is made it comes off instantly. Reviewed on: 28th April 2025

Great experience Zopa

5
Great experience with using a Zopa credit card. Zopa has good offers and helps with credit building. Reviewed on: 28th April 2025

Had poor credit rating

4
Had poor credit rating qualified for zopa card not looked back Reviewed on: 28th April 2025

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