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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Having been refused by other credit cards, I found Z...

Having been refused by other credit cards, I found Zopa viewed my application more on openly irrespective of my credit rating. Reviewed on: 16th April 2026

As a new card member it’s difficult to make assessme...

As a new card member it’s difficult to make assessments at the moment. But starting to use the card was simple and hassle free Reviewed on: 16th April 2026

Easy, fast, reliable, affordable

Easy, fast, reliable, affordable Reviewed on: 16th April 2026

Great customer service easy app straightforward

Great customer service easy app straightforward Reviewed on: 16th April 2026

Zopa’s service has been extremely helpful, solving q...

Zopa’s service has been extremely helpful, solving query’s and providing information sufficiently. Reviewed on: 16th April 2026

Good Credit Re-Builder

Such an easy process to apply for the credit card and help rebuild my credit score. The App has everything you need and easy to use. Reviewed on: 16th April 2026

Amazing Zopa

Best savings rate great customer service well worth the card Reviewed on: 16th April 2026

I like this app , I’m feel free my self because of Z...

I like this app , I’m feel free my self because of Zopa ‘s credit… the best is that they didn’t dedicate payment direct lot first they inform 2 days before that’s so Azaming ,,, Reviewed on: 16th April 2026

5 stars,

Great, very helpful easy to use, Reviewed on: 16th April 2026

The credit card came quickly never had any problems...

The credit card came quickly never had any problems and minimum payment is good Reviewed on: 16th April 2026

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