Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44353)

Good communication when you need to speak to someone...

5
Good communication when you need to speak to someone no hidden cost Reviewed on: 16th April 2026
Nasreen's avatar
Nasreen

Excellent service

5
I have had no problems with Zopa. Excellent service. Always able to make contact and supportive Reviewed on: 16th April 2026
dio N's avatar
dio N

Having been refused by other credit cards, I found Z...

4
Having been refused by other credit cards, I found Zopa viewed my application more on openly irrespective of my credit rating. Reviewed on: 16th April 2026
Mark W's avatar
Mark W

As a new card member it’s difficult to make assessme...

5
As a new card member it’s difficult to make assessments at the moment. But starting to use the card was simple and hassle free Reviewed on: 16th April 2026
William W's avatar
William W

Easy, fast, reliable, affordable

5
Easy, fast, reliable, affordable Reviewed on: 16th April 2026
Hossein Z's avatar
Hossein Z

Great customer service easy app straightforward

5
Great customer service easy app straightforward Reviewed on: 16th April 2026
Andrew 's avatar
Andrew

Zopa’s service has been extremely helpful, solving q...

5
Zopa’s service has been extremely helpful, solving query’s and providing information sufficiently. Reviewed on: 16th April 2026
Dalvinder 's avatar
Dalvinder

Good Credit Re-Builder

5
Such an easy process to apply for the credit card and help rebuild my credit score. The App has everything you need and easy to use. Reviewed on: 16th April 2026
Amy R's avatar
Amy R

Amazing Zopa

5
Best savings rate great customer service well worth the card Reviewed on: 16th April 2026
Kelvin Gomes's avatar
Kelvin Gomes

I like this app , I’m feel free my self because of Z...

5
I like this app , I’m feel free my self because of Zopa ‘s credit… the best is that they didn’t dedicate payment direct lot first they inform 2 days before that’s so Azaming ,,, Reviewed on: 16th April 2026
Momina R's avatar
Momina R

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill