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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Excellent customer service.

Excellent customer service. No waiting days like some other card providers for the balance to show when a payment is made it comes off instantly. Reviewed on: 28th April 2025

Great experience Zopa

Great experience with using a Zopa credit card. Zopa has good offers and helps with credit building. Reviewed on: 28th April 2025

Had poor credit rating

Had poor credit rating qualified for zopa card not looked back Reviewed on: 28th April 2025

They do not over charge u as others do

They do not over charge u as others do Reviewed on: 28th April 2025

Really helpful and friendly service

Really helpful and friendly service Reviewed on: 28th April 2025

I have never had any issues with the service I recei...

I have never had any issues with the service I received Reviewed on: 28th April 2025

9 out of 10

All good nothing to complain at all very positive experience so far Reviewed on: 28th April 2025

Best credit card in the UK easy to build up credit s...

Best credit card in the UK easy to build up credit score and now a account I can use for my everyday purcheses. And saving intrest is just iceing on the cake Reviewed on: 28th April 2025

I have the credit card now for almost 5 years and ne...

I have the credit card now for almost 5 years and never had any issues. Every details, terms and conditions are clear to understand Reviewed on: 28th April 2025

Very Easy to apply .

Very Easy to apply . Very good credit. Low rate interest. Reviewed on: 28th April 2025

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