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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa’s service has been extremely helpful, solving q...

Zopa’s service has been extremely helpful, solving query’s and providing information sufficiently. Reviewed on: 16th April 2026

Good Credit Re-Builder

Such an easy process to apply for the credit card and help rebuild my credit score. The App has everything you need and easy to use. Reviewed on: 16th April 2026

Amazing Zopa

Best savings rate great customer service well worth the card Reviewed on: 16th April 2026

I like this app , I’m feel free my self because of Z...

I like this app , I’m feel free my self because of Zopa ‘s credit… the best is that they didn’t dedicate payment direct lot first they inform 2 days before that’s so Azaming ,,, Reviewed on: 16th April 2026

5 stars,

Great, very helpful easy to use, Reviewed on: 16th April 2026

The credit card came quickly never had any problems...

The credit card came quickly never had any problems and minimum payment is good Reviewed on: 16th April 2026

Excellent delivery and good customer service

Excellent delivery and good customer service Reviewed on: 16th April 2026

Best credit card.

Best credit card. Very good e easy app to use Reviewed on: 16th April 2026

Fantastic from start to finish application process c...

Fantastic from start to finish application process completely and utterly floorless. Highly recommended. Reviewed on: 16th April 2026

Can't go wrong with this credit card very low pay ba...

Can't go wrong with this credit card very low pay back on what u spend Reviewed on: 16th April 2026

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