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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Great, affordable and easy to apply!

Easy to apply, make extra repayments, affordable repayments and low interest rates. Great provider and wouldn’t go anywhere else! I also bank with them which makes transferring money so much easier to my credit card Reviewed on: 16th April 2026

I never have any problems,everything you need is str...

I never have any problems,everything you need is straight forward Reviewed on: 16th April 2026

I’m happy with Zopa!

I’m happy with Zopa credit card… It has helped me many times... I could use it in many ways.Thank you. Reviewed on: 16th April 2026

Great service

I've found zopa to be great very easy to use app and great customer service as well Reviewed on: 16th April 2026

It’s very good it’s not hard to apply for a card.

It’s very good it’s not hard to apply for a card. Reviewed on: 16th April 2026

very good service never had anything go wrong with t...

very good service never had anything go wrong with them Reviewed on: 16th April 2026

Only had card for couple of mths but interest rate i...

Only had card for couple of mths but interest rate is great very happy with zopa Reviewed on: 16th April 2026

Good to be with zopa, great app & easy to use, well...

Good to be with zopa, great app & easy to use, well informative & Good security. Thank you. Reviewed on: 16th April 2026

Very good company every thing explained simply

Very good company every thing explained simply Reviewed on: 16th April 2026

The ease of applying to the setting up my account an...

The ease of applying to the setting up my account and app was straight forward. Reviewed on: 16th April 2026

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