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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

5 stars,

Great, very helpful easy to use, Reviewed on: 16th April 2026

The credit card came quickly never had any problems...

The credit card came quickly never had any problems and minimum payment is good Reviewed on: 16th April 2026

Excellent delivery and good customer service

Excellent delivery and good customer service Reviewed on: 16th April 2026

Best credit card.

Best credit card. Very good e easy app to use Reviewed on: 16th April 2026

Fantastic from start to finish application process c...

Fantastic from start to finish application process completely and utterly floorless. Highly recommended. Reviewed on: 16th April 2026

Can't go wrong with this credit card very low pay ba...

Can't go wrong with this credit card very low pay back on what u spend Reviewed on: 16th April 2026

This is a great bank, very innovative

This is a great bank, very innovative, updating offers regularly and pro active at with its offers Reviewed on: 16th April 2026

I have been with Zopa years they have been very good...

I have been with Zopa years they have been very good to me Reviewed on: 16th April 2026

Excellent customer service , prompt email response.

Excellent customer service , prompt email response. Reviewed on: 16th April 2026

The experience i have had with zopa has been excelle...

The experience i have had with zopa has been excellent to applying for a credit card and using it has been very good.thankyou Reviewed on: 16th April 2026

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