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Zopa: Credit card reviews

4.93
Based on 40,272 reviews, last reviewed 7th Dec 2025
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025
Ali Raza's avatar
Ali Raza

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Everything is straight forward.

5
Everything is straight forward. Transactions are very easy and clear. Reviewed on: 28th April 2025

Very good

4
Easy to apply for and fast arriving Reviewed on: 28th April 2025

Very good service.

5
Very good service. I am very happy. Reviewed on: 28th April 2025

Good customer service very helpful advice quick at s...

5
Good customer service very helpful advice quick at sorting out any problems you may have Reviewed on: 28th April 2025

What I can say is Good and reliable service

5
What I can say is Good and reliable service Reviewed on: 28th April 2025

Fantastic experience and would recommend customers a...

5
Fantastic experience and would recommend customers and friends Reviewed on: 28th April 2025

Very helpful and easy to use and navigate the card.

5
Very helpful and easy to use and navigate the card. Reviewed on: 28th April 2025

Has helped me rebuild my credit, and life is good...

5
Has helped me rebuild my credit, and life is good again Reviewed on: 28th April 2025

Whenever I have a query Zopa employee sorts it amica...

5
Whenever I have a query Zopa employee sorts it amicably for me. Reviewed on: 28th April 2025

Nice and easy

5
Easy to use app very easy to apply Reviewed on: 27th April 2025

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