John Lewis Partnership Card Reviews

Charges fees incorrectly - BEWARE!

I've had several problems with this card and wrong charges. They've just charged me £12 for an unpaid direct debit when I've never had a direct debit for that card!! I had several issues a few months ago and was again charged incorrectly for a mistake ...

I've had several problems with this card and wrong charges. They've just charged me £12 for an unpaid direct debit when I've never had a direct debit for that card!! I had several issues a few months ago and was again charged incorrectly for a mistake of theirs. Surely this is illegal? We should all report them to the Financial Conduct Authority - they seem incompetent.

EachPeachLevel 1

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Rewards for spending

Love this card , and excellent rewards when spending on my card. Any problems I’ve had have always been resolved promptly and with great customer service.

SueLevel 1

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Unreliable and untrustworthy

John Lewis has failed to meet its own standards of customer service. I called to set up a direct debit 7 days ago and was informed that someone would call me back within 2 days. Still no call from John Lewis who have suspended my account without...

John Lewis has failed to meet its own standards of customer service. I called to set up a direct debit 7 days ago and was informed that someone would call me back within 2 days. Still no call from John Lewis who have suspended my account without letting me know.
John Lewis informed me today that they are unable to accept payment either by phone or bank transfer. This is illegal and contrary to financial services legislation because my John Lewis credit card account charges interest on an unpaid balance. Why lie about such a simple point?

Dermot WeirLevel 1

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Brilliant card

I have a partnership credit card with them and it’s so user friendly. It has a great app that’s protected and an average interest rate. Most importantly though when you spend money on your credit card you get John Lewis vouchers through the post that i...

I have a partnership credit card with them and it’s so user friendly. It has a great app that’s protected and an average interest rate. Most importantly though when you spend money on your credit card you get John Lewis vouchers through the post that is that extra special touch to make them stand out above anyone else.

Emily Level 1

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Utterly awful

Received a text at 2:30am and a second text at 3:00am advising of a possible fraudulent payment. Called customer services they advised that the payment had been stopped. Called back customer services later that morning and was advised that as it...

Received a text at 2:30am and a second text at 3:00am advising of a possible fraudulent payment. Called customer services they advised that the payment had been stopped. Called back customer services later that morning and was advised that as it wasn't fraudulent I should represent my card for payment. I did that and payment for nearly £1,600 was accepted. What customer services hadn't told me is that the retailer could represent my details for payment without my consent. The retailer did exactly that and the payment was accepted again, plus 2 lots of foreign currency charges. The customer services department and the disputes team advised that I would not have to pay the disputed amount, but now 6 weeks later it is on my statement. They have done nothing to help. I have made 8 phone calls, spoken with a manager and was told that a member of the disputes team would call me. They haven't called. Next stop the ombudsman. Terrible service, no customer service. Disgusted with them

Graham VerardLevel 1

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Good customer service and loyalty scheme

Always easy to get through to customer service. Good loyalty scheme including points events to earn JL/Waitrose vouchers

Nick BarnettLevel 1

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I wish they would take the direct debit they say they are going to take

A decent enough credit card with useful cashback - BUT they do not always take the direct debit amount they say they are going to take (which is supposed to be the full outstanding balance every month). If I make a manual payment to the card during...

A decent enough credit card with useful cashback - BUT they do not always take the direct debit amount they say they are going to take (which is supposed to be the full outstanding balance every month). If I make a manual payment to the card during the month (e.g. if I am approaching the credit limit), they deduct this payment from the amount they have already said they will take by direct debit - which means that I generally have to make ANOTHER manual payment in order to cover the difference, and have enough leeway for the forthcoming month. It is very annoying!

MollyRLevel 2

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Good rewards

The Partnership Card gives me rewards for using it in the form of vouchers that I can spend in John Lewis or Waitrose. Fantastic!

DobbinLevel 1

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Apparent security issue with card

Jlp called me and left msg for to call back. I called back - on number they left - they were unable to tell me what the issue is although they claimed it’s being address (by a different dept/group). One week later and several frustrating further calls ...

Jlp called me and left msg for to call back. I called back - on number they left - they were unable to tell me what the issue is although they claimed it’s being address (by a different dept/group). One week later and several frustrating further calls to them, they are still unable to tell me what the problem is and nobody has called me. They can’t telll me how long it will take because the customer service group cannot speak directly with the security group and they cannot connect me with the security group/dept. Amateur !!

G BuckleyLevel 1

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What a shambles!

My card was declined online 2 days ago. I called the #JohnLewisFinance helpline immediately to be told it was with the Security team as there is a security issue on the card. Neither the helpline nor I however, were able to speak to that team...

My card was declined online 2 days ago. I called the #JohnLewisFinance helpline immediately to be told it was with the Security team as there is a security issue on the card. Neither the helpline nor I however, were able to speak to that team directly. "They have a list they are working through and they will call me". Of course they haven't yet called and when I tried again to speak to the security team I was told the same..."computer says no". So I am now 3 days without a card, and more importantly understanding exactly what that 'security' risk is! it's now Friday so it will be another 2 days before I have any hope of being contacted, and I am doubtful of that. As soon as I understand what the security risk is I will be cancelling my account. What a shambles!

Carol-Ann WhiteLevel 1

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Terrible customer service & when blocked for no reason seems impossible to get unblocked!

I applied for a partnership card as I make a lot of large purchases & was keen to get the points. Firstly it has taken months (I am still waiting) for the direct debit function to be set up despite applying for this as soon as I received the card....

I applied for a partnership card as I make a lot of large purchases & was keen to get the points. Firstly it has taken months (I am still waiting) for the direct debit function to be set up despite applying for this as soon as I received the card. Then after calling for help after having trouble using the card to book flights my card was blocked. Four phone calls later to have it unblocked I am still waiting for someone from the 'relevant department' to call me back. Customer service when I call has been terrible. There appears to be no way to put me through to the 'relevant department' & I can not be given a time or even a day when I can expect the call. As I am in & out of meetings I cannot always answer my phone & in thirty years of banking this is the first time i'v had to wait for a bank to call me back!

sarah lLevel 1

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Worst card ever

Card declined for no reason on numerous occasions They never reply to secure messages

PeterLevel 1

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Great products

Fast delivery,great products,profesional help

Cristian GiurgiuLevel 1

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great bonus by earning vouchers

not had any problems with them and it's always nice to earn rewards - the vouchers come in handy!

Rebecca BeesleyLevel 2

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John Lewis Partnership Card - worst card I have ever used

Keeps getting declined for no reason, meaning I have to waste my time phoning them up and getting it unblocked. Don't have this problem with any other cards I use. Constant aggravation. I would have dumped it ages ago but the wife won't let me...

Keeps getting declined for no reason, meaning I have to waste my time phoning them up and getting it unblocked. Don't have this problem with any other cards I use. Constant aggravation. I would have dumped it ages ago but the wife won't let me because she gets the vouchers.

SizLevel 1

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incompatible with modern banking services

This is a warning for JL partnership card holders – they are incapable of dealing with modern technology and freedom of choice to move accounts. I was told this by their own customer services- “we are behind in our direct debit department and are wor...

This is a warning for JL partnership card holders – they are incapable of dealing with modern technology and freedom of choice to move accounts. I was told this by their own customer services- “we are behind in our direct debit department and are working on it”
It was when I received the warning demand for immediate payment, with the overdue amount from what should have been paid by DD end of June, plus 2 lots of penalties costing almost £50 that I realised my direct debit was not correctly switched in spite of the Barclays letter “congratulations, your account is now set up and all your direct debits are in place” letter of the previous 16th June.
After a 60 minute phone call with Barclays it transpires that JL Partnership services had attempted to set up the direct debit on the day they also tried to take the payment, and Barclays duly cancelled the DD because they said there should be at least 4 working days before withdrawals are permitted. So, JL Partnership had “sat” on the details issued to them at the start of June, until they realised they needed it in place to withdraw payment.
Another 1 hour phone call, this time to JL Partnership, and still no apology from them. In fact they maintained they did not know of the four working days requirement. To top it all, the only way to re establish a direct debit for me now is to complete a paper form which they had to post to me, send it back, and wait 4 to 6 weeks for it to be set up.
So, it seems JL Partnership card services are incompatible with the banks willingness to urge us to consider switching banks and accounts, in spite of the signed instrucitons we provide to the new bank to “do it all for us”.
While I wait for an explanation and apology from JL Partnership services, I have received 2 chasers by post for payment even though I paid over the phone the day the threatening letter arrived at the beginning of the week. And I couldn’t use it even after I had settled the payment.
Sorry John Lewis but this is not good enough

Sylvia ChurbaLevel 1

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Waiting 5 months for a refund of a cancelled order. Several phone calls. Served last Tuesday instore by a floor manager (no assistants in sight) who had no charisma - no thankyous or pleases and I was spending over £100.

Waiting 5 months for a refund of a cancelled order. Several phone calls. Served last Tuesday instore by a floor manager (no assistants in sight) who had no charisma - no thankyous or pleases and I was spending over £100.

Richard Barry DarwinLevel 1

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Partnership Card

Was excellent, really easy and well thought out

Craig LutasLevel 1

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Great

Quick loan without any problems. Only took 15 minutes to fill out the application and receive the money. I'm very satisfied.

Zbigniew62Level 1

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A card for all reasons

I spend a lot on my credit cards and pay them off monthly and wasn't getting any sort of perk so I have switched to a John Lewis Partnership card because now I will at least get some vouchers which I will save for Christmas or hand over to my costly...

I spend a lot on my credit cards and pay them off monthly and wasn't getting any sort of perk so I have switched to a John Lewis Partnership card because now I will at least get some vouchers which I will save for Christmas or hand over to my costly daughters for setting up home.

Tracy KennyLevel 1

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