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John Lewis: Partnership credit card reviews

Name: Partnership credit card
Rating: 2.13 (905 reviews)

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2.13

Based on 905 reviews, last reviewed 29th Aug 2026

400% increase in 5 star reviews

in the past 90 days

14% decrease in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

I am happy I am happy to share my experience about John Lewis credit card. It's amazing and they provide high credit. Good service. Excellent app. Reviewed on: 14th July 2026

Latest lowest rating:

1

New Day is utterly rubbish New Day is utterly rubbish hence why Amazon don’t use them anymore I guess! Why does the awful app log you off and insist on entering all the informat... Read more Reviewed on: 29th August 2026

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About this product

With the John Lewis Partnership credit card, you earn points on eligible purchases to get John Lewis and Waitrose gift cards.

You can check your eligibility in minutes without affecting your credit rating. There are also John Lewis Partnership cardholder offers, prize draws and opportunities to boost your points.

John Lewis Partnership credit card reviews help you find out what it’s really like to be a customer. If you’ve used John Lewis before, you can also leave a review and share your experience.

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John Lewis Partnership credit card reviews (905)

nightmare

after 10 days of lengthy phone calls I've finally been able to pay them . I tried via bank transfer, I went to their website. They have credited my account for my efforts but the time I have spent works out less than the minimum wage. Hopefully they won't charge me for late payment. Of course, I can't apply for a card elsewhere until this is cleared. Reviewed on: 28th October 2016

Utter shambles

Called for a new card two week ago; after 45 mins on hold this morning, I was told that the card had not been issued, although my previous one had been deactivated. Have to wait another 7 days for the new card. Would I recommend John Lewis? Only to people I don't like. Reviewed on: 28th October 2016

From bad to worse

Well the saga continues. My payment was sent electronically on 6 Oct arrived in my account on 20 Oct and I was charged £12 late fee, £21 + interest. Numerous lengthy attempts to phone, didn't speak to anyone. Sent emails until email went down. But I have had reply to one email to say they are investigating and I should hear back within 8 weeks! Sent recorded letter, nothing yet. Received letter in post advising me that I had defaulted on my credit agreement by not making a payment! Then on 24 they refunded my late fee plus £2 interest. Have lost sleep over this, refuse to use my Partnership Card anymore. Finally got through straight away when I tried in the small hours of the morning. Assured that interest payment would be reimbursed. Hasn't happened yet but in the meantime have paid off my balance so John Lewis can say goodbye to my custom fiorever. I refuse to be treated like this, abysmal carry on and heads should roll over this chaos. Reviewed on: 28th October 2016

From good to bad

No notification or warning that the online site was being upgraded, or that you would have to re-register to be able to access your account/pay your bill etc - when there are so many scams out there to try and get your details I find this disgusting that customers were not pre-warned about this. As if that wasn't bad enough, the 'improved' site is useless. It shows there are no transactions despite there having been several. Very disappointed that a company like John Lewis have let this happen. Reviewed on: 27th October 2016

NEW SITE SHAMBLES

Absolute disgarace. JLP should sack HSBC for the shambles and inanbilty to get even simple help. On top of that, unable to dowmload transactions into my finance package - a great advantage that the original website offered. Not a professional offering at all. Reviewed on: 27th October 2016

Terrible mess

My partnership card was declined yesterday and this morning in Waitrose. I have spent almost an hour on the phone to customer services but nobody answered. Went online and tried to re register but that doesn't work either. What a shambles - put enough trained staff on the phone lines and give a bit more info online as to what we are supposed to do now that account access and use of cards is seemingly blocked. Reviewed on: 27th October 2016

New website disaster

What a terrible customer experience: - No notification that the website was changing or that customers would need to re-register to be able to access their accounts. - Website bugs meaning that choosing a pin that the site accepted took close to a dozen attempts. - Payments not being accepted through the website. - Telephone payment system has also gone down making it impossible to actually pay off credit cards. - John Lewis Financial Services unable to stop late payment fines and interest being charged to cards - apparently they will be refunded, but that waits to be seen. - Secure messaging through their website is down. - Statement pdfs not currently working. All in all a case study in what not to do. Perfectly happy customers now unhappy due to change being handled in an appalling way! Reviewed on: 27th October 2016

Hopeless

I have tried for two weeks now to re-register my Partnership card on the new website, with no luck. It keeps telling me it has no records of my details, although during this time it has managed to send me my current bill! I have waited on the phone for ages - at a cost - on numerous occasions and never managed to get through to anyone. Have emailed John Lewis Customer Services who cannot help but advise to ring the Partnership Card number! (No email address given for Partnership Card Customer Services!). Maybe Paula Nickolds could make sorting this fiasco out her number one priority. Reviewed on: 26th October 2016

Who can use the new system

The new system is impossible to use. It keeps telling me to go away and try later. I have given up on the telephone contact. I was beginning to think that I had been scammed until I read some of these reviews. Reviewed on: 25th October 2016

Its a lottery

I tries to re-register my card as instructed. I entered everything correctly and then it came up with a message that the user name should be between a certain number of characters, even though I had obeyed the rule. Rang customer service - waited 29 minutes and basically what they said was the user name works with some people and not others and advised me to re-register the following day. Why didn't they put a warning on the site that it may not work or they could have had a message at the beginning of the phone call to this effect. So in other words it was a lottery if you could register or not!! What a farce. Reviewed on: 25th October 2016

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