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John Lewis reviews

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Rated Poor • 2.11/5

John Lewis reviews

Unverified business Last reviewed within 7 days

Review summary

People rate this company as Poor based on 1,074 product reviews

Average score of 2.11/5
5 star
8%
4 star
3%
3 star
2%
2 star
4%
1 star
83%
Reviews for John Lewis have trended negatively over the past 90 days

Latest positive rating

5.00/5

Paid out nearly £12k in 10 months. Great service

I had a completely different experience than most other reviews. Been insured for nearly 3 years., 2 cats for £240 per year and £360 the... I had a completely different experience than most other reviews. Been insured for nearly 3 years., 2 cats for £240 per year and £360 the second year. Sadly shortly after renewal one of my cats fell terminally sick with heart disease and passed a yesterday. Over the last 10 months John lewis has paid out nearly £12,000 in emergency vet fees and prescription fees. Every claim dealt with by the small animal hospital in Neston, I got emails when the claim was put in and with 48 hours another clarifying they had paid. I paid a very small portion and without John lewis insurance I would have had to say good bye to my beloved pet 10 months ago. I can not thank them enough. There was no trying to wiggle out of anything, it was simply paid. Thanks you again Read more Read less

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Pet insurance
Callum H 11th September 2026

Latest negative rating

1.00/5

Really poor service.

Really poor service. I got a letter out of the blue stating my insurance policy had been cancelled as I had cancelled the direct debit.... Really poor service. I got a letter out of the blue stating my insurance policy had been cancelled as I had cancelled the direct debit. I had not done this but I had cancelled a new direct debit set up by a company I had never heard and did not agree to have it set up. Despite evidence the direct debit was still live they refused to listen and claimed my policy was ending shortly anyway, which it wasn’t. dont use this shambles of a company. Read more Read less

{"display":"Peter B","slug":"user1790361603","deleted_at":null,"created_at":"2026-09-25T18:40:03.000000Z","updated_at":"2026-09-25T18:40:03.000000Z","biography":null,"tagline":null,"gender":null,"rank":null,"first_name":"Peter","last_name":"Band","full_name":"Peter Band","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Pet insurance
Peter B 25th September 2026

About John Lewis

John Lewis Finance offers a custom-designed Partnership Card, Insurance to protect the things you love, as well as Foreign Currency and Money Transfers, your complete satisfaction is always their goal.

Are you looking for the perfect place to fulfil your financial needs? Our John Lewis Finance reviews can help you decide if they're the right choice for you.

If you’re considering one of many services John Lewis Finance has to offer, check out our reviews first. Find out how satisfied customers have been so far. Learn more about the benefits of being a John Lewis member. Read about real experiences with the customer service team. All of this and more can be found in our John Lewis Finance reviews.

Smart Money People is the place for John Lewis reviews. Read and write reviews to help increase trust and transparency in Financial Services.

John Lewis at a glance

Reviews for John Lewis

Showing 11 of 1074 company reviews • Last reviewed within 7 days

Really poor service.

Pet insurance • 25th September 2026

Really poor service. I got a letter out of the blue stating my insurance policy had been cancelled as I had cancelled the direct debit.... Really poor service. I got a letter out of the blue stating my insurance policy had been cancelled as I had cancelled the direct debit. I had not done this but I had cancelled a new direct debit set up by a company I had never heard and did not agree to have it set up. Despite evidence the direct debit was still live they refused to listen and claimed my policy was ending shortly anyway, which it wasn’t. dont use this shambles of a company. Read more Read less

Rated Terrible • 1.00/5
Read more product reviews

Appalling customer service

Partnership credit card • 19th September 2026

I have been holding a John Lewis credit card for about 30 years. The transition to Newday has been catastrophic. It is clear that they... I have been holding a John Lewis credit card for about 30 years. The transition to Newday has been catastrophic. It is clear that they cannot manage or deliver the service. There is no one to speak to after 8pm and if the computer says no to a transaction you are stuck! Their system is very primitive and cannot differentiate between a fraudulent and a genuine transaction. So if in doubt it stops the process. And if you need to complete a payment you'll need to wait till the following day. Service ha! I will be terminating my membership cause it has become very unreliable as a service. Read more Read less

Rated Terrible • 1.00/5
Read more product reviews
  • 1.00/5

    LIFETIME COVER - WHAT A CON!

    I have used John Lewis to insure my pet dog Sid for several years. The premium started off quite reasonable. After the first year the... I have used John Lewis to insure my pet dog Sid for several years. The premium started off quite reasonable. After the first year the premium almost doubled. Sid then was diagnosed with a degenerative spinal condition but I had lifetime cover so thought I would be OK. At the next renewal Sid’s premium more than doubled again to £103 per month, but he had turned 8, so they told me this was the reason for the large increase in cost. Halfway through the year Sid turned 9 and at this point they started charging me 20% of any claim made. 3 months later I have just been advised that Sid’s monthly premiums have increased to £186 pcm plus 20% of any claim made. No explanation of why the cost has increased by 80% in one year. HOW CAN THEY JUSTIFY THIS?? If they offer lifetime cover they should not be allowed to increase the cost so exponentially that my only choice is to cancel the insurance. Sid has an existing lifetime condition, so I will not be able to get insurance to cover this elsewhere. WHAT A CON! Read more Read less

    {"display":"KH","full_name":"KH","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pet insurance
    KH 15th September 2026
  • 1.00/5

    Avoid like the plague

    I am a senior citizen. A transaction I made at the weekend was blocked. The person I spoke to on Saturday did not believe I... I am a senior citizen. A transaction I made at the weekend was blocked. The person I spoke to on Saturday did not believe I was me. I spoke to the fraud people today who treated me like a criminal, called me a liar, and only reinstated my card on the condition that any future transactions, if fraudulent, would not be covered by them. They don’t have to worry on that score, as my card is being closed after a stinging complaint to them and John Lewis. Read more Read less

  • 5.00/5

    Paid out nearly £12k in 10 months. Great service

    I had a completely different experience than most other reviews. Been insured for nearly 3 years., 2 cats for £240 per year and £360 the... I had a completely different experience than most other reviews. Been insured for nearly 3 years., 2 cats for £240 per year and £360 the second year. Sadly shortly after renewal one of my cats fell terminally sick with heart disease and passed a yesterday. Over the last 10 months John lewis has paid out nearly £12,000 in emergency vet fees and prescription fees. Every claim dealt with by the small animal hospital in Neston, I got emails when the claim was put in and with 48 hours another clarifying they had paid. I paid a very small portion and without John lewis insurance I would have had to say good bye to my beloved pet 10 months ago. I can not thank them enough. There was no trying to wiggle out of anything, it was simply paid. Thanks you again Read more Read less

    {"display":"Callum H","full_name":"Callum H","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pet insurance
    Callum H 11th September 2026
  • 1.00/5

    New Day is utterly rubbish

    New Day is utterly rubbish hence why Amazon don’t use them anymore I guess! Why does the awful app log you off and insist on... New Day is utterly rubbish hence why Amazon don’t use them anymore I guess! Why does the awful app log you off and insist on entering all the information manually every so often. Even the mainstream banks don’t do this! It’s like they don’t want you to spend money! Read more Read less

  • 1.00/5

    Think twice about John Lewis Home Insurance.

    It seems John Lewis Home Insurance is waging war on clients. John Lewis Home Insurance not only inserts incorrect information into renewal policy documents (incorrect... It seems John Lewis Home Insurance is waging war on clients. John Lewis Home Insurance not only inserts incorrect information into renewal policy documents (incorrect information in the policy will invalidate any claim) but then makes it difficult and time-consuming to make corrections. Perhaps their operation is now entirely AI. In 2026 there are likely to be better providers of home insurance. Read more Read less

  • 1.00/5

    newday not up to the John Lewis standard

    Since John Lewis moved its credit card service to NewDay it’s been awful… so damaging to JL brand.

  • 1.00/5

    The Partnership card is now virtually unusable.

    The Partnership card is now virtually unusable. It frequently refuses to allow online transactions, it blocks transactions particularly for the additional card holder and has... The Partnership card is now virtually unusable. It frequently refuses to allow online transactions, it blocks transactions particularly for the additional card holder and has become more trouble than it is with. Pity as we have had a card with John Lewis for probaby 20 years. Now its god riddance. Read more Read less

  • 1.00/5

    Ditched after 15 years

    Ever since John Lewis changed their card provider to Newday, it has been abysmal.The gap between when the statement is available and when the direct... Ever since John Lewis changed their card provider to Newday, it has been abysmal.The gap between when the statement is available and when the direct debit kicks in is far too short, I don’t understand why it takes 3 days to generate a PDF. Their customer service is terrible. The final straw for me was when I was refunded for a cancelled holiday (£5k) , Newday refused to take this into account before taking my direct debit ( £2.5k) and took the whole amount. It meant my account was in credit for ages and I couldn’t actually get my hands on my refund to use for anything else . Interaction with their staff on this was appalling . Read more Read less

  • 5.00/5

    I am happy

    I am happy to share my experience about John Lewis credit card. It's amazing and they provide high credit. Good service. Excellent app.

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