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John Lewis reviews

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Rated Terrible 1.42/5

John Lewis reviews

Unverified business Last reviewed within 7 days

Review summary

People rate this company as Terrible based on 1,046 product reviews

Average score of 1.42/5
5 star
8%
4 star
2%
3 star
2%
2 star
4%
1 star
84%
Reviews for John Lewis have trended negatively over the past 90 days

Latest positive rating

4/5

The JLP card offers cashback based upon spending and...

The JLP card offers cashback based upon spending and it is possible to generate £100+ cashback per year. Managing the account is straightforward via their... The JLP card offers cashback based upon spending and it is possible to generate £100+ cashback per year. Managing the account is straightforward via their website or app. On the rare occasion I have needed to contact them by telephone I have received prompt service. Read more Read less

{"display":"Mr N","full_name":"Mr N","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Partnership Card
Mr N 22nd January 2026

Latest negative rating

1/5

Poor Customer Service for long standing customers

Having had a John Lewis credit card for almost 20 years and paying it off in full, on time, every month I wanted to increase... Having had a John Lewis credit card for almost 20 years and paying it off in full, on time, every month I wanted to increase the credit limit in order to buy goods from John Lewis for my new home but was refused outright without any discussions or checks. I was able to switch to a new credit card provider with the limit I needed very quickly and have closed my card with John Lewis. I felt it was really disappointing service to a loyal and long term customer. Read more Read less

About John Lewis

John Lewis Finance offers a custom-designed Partnership Card, Insurance to protect the things you love, as well as Foreign Currency and Money Transfers, your complete satisfaction is always their goal.

Are you looking for the perfect place to fulfil your financial needs? Our John Lewis Finance reviews can help you decide if they're the right choice for you.

If you’re considering one of many services John Lewis Finance has to offer, check out our reviews first. Find out how satisfied customers have been so far. Learn more about the benefits of being a John Lewis member. Read about real experiences with the customer service team. All of this and more can be found in our John Lewis Finance reviews.

Smart Money People is the place for John Lewis reviews. Read and write reviews to help increase trust and transparency in Financial Services.

John Lewis at a glance

Reviews for John Lewis

Showing 11 of 1046 company reviews Last reviewed within 7 days

Poor Customer Service for long standing customers

Partnership Card 7th March 2026

Having had a John Lewis credit card for almost 20 years and paying it off in full, on time, every month I wanted to increase... Having had a John Lewis credit card for almost 20 years and paying it off in full, on time, every month I wanted to increase the credit limit in order to buy goods from John Lewis for my new home but was refused outright without any discussions or checks. I was able to switch to a new credit card provider with the limit I needed very quickly and have closed my card with John Lewis. I felt it was really disappointing service to a loyal and long term customer. Read more Read less

Rated Terrible 1/5
Read more product reviews

AVOID the JOHN LEWIS CREDIT CARD

Partnership Card 24th February 2026

I have had a JL credit card for over 10 years , paid off in full every month. I returned from holiday having cleared my... I have had a JL credit card for over 10 years , paid off in full every month. I returned from holiday having cleared my card to buy a coffee. The card was blocked. Once home I looked at my account, because of a late purchase I was £5.25 overdrawn for 2 days. On my account in red was an aggressive, we have blocked your card , will report you and charge £12.00. On phoning they cancelled the £12.00 I wrote to the CEO of Lewis. This complaint was flipped over to Newday, who couldn't care less . They have now charge £4.93p interest. I spend over £12K a year from Waitrose . So tomorrow I will warn everyone I know to cancel their card. This is no way to treat loyal customers. Shame on you John Lewis. Read more Read less

Rated Terrible 1/5
Read more product reviews
  • 3/5

    JL Partnership card unrewarding

    The John Lewis Partnership card used to have fantastic rewards, but recently this has changed and they are now very poor, even for spending within the Partnership.

    {"display":"Susan M","full_name":"Susan M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Partnership Card
    Susan M 19th February 2026
  • 1/5

    renewal nearly 50% more this year - what a rip off

    Just had my renewal through and it has gone from £304 to £434 an increase of £130 !!! no claims made . what a rip off . Cancelled and going elsewhere

    {"display":"Jayne ","full_name":"Jayne ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pet insurance
    Jayne 10th February 2026
  • 1/5

    I would not give any stars - scammers

    I would not give any stars. The insurer was extremely rude and kept talking over me when I was trying to explain that my dog... I would not give any stars. The insurer was extremely rude and kept talking over me when I was trying to explain that my dog did not have any pre-existing condition. I will take it up with ombudsman as they really are scammers. I never thought that John Lewis would do anything like this but it seems that they will try to link anything to pre-existing condition just not to pay out. Absolute scammers Read more Read less

    {"display":"George","full_name":"George","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pet insurance
    George 22nd January 2026
  • 4/5

    The JLP card offers cashback based upon spending and...

    The JLP card offers cashback based upon spending and it is possible to generate £100+ cashback per year. Managing the account is straightforward via their... The JLP card offers cashback based upon spending and it is possible to generate £100+ cashback per year. Managing the account is straightforward via their website or app. On the rare occasion I have needed to contact them by telephone I have received prompt service. Read more Read less

    {"display":"Mr N","full_name":"Mr N","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Partnership Card
    Mr N 22nd January 2026
  • 1/5

    balance transfers failure.

    Newday have changed their bank account details which means any balance transfers attempted via other banks send the money to their old bank account. Newday... Newday have changed their bank account details which means any balance transfers attempted via other banks send the money to their old bank account. Newday refuse to accept or understand this and continue to try and blame the customer for the issue. It seems the online card details for these transactions is held by Newday not the customer but what would I know after 40 years is IT. Read more Read less

    {"display":"Stephen R","full_name":"Stephen R","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Partnership Card
    Stephen R 15th January 2026
  • 1/5

    DREADFUL COMPANT - AVOID, AVOID, AVOID

    John Lewis Pet Insurance — now underwritten by Intact Insurance (a company I’d never even heard of) — is not worth the money. Do not... John Lewis Pet Insurance — now underwritten by Intact Insurance (a company I’d never even heard of) — is not worth the money. Do not bother. After just one year, my policy renewal increased by over 51%, despite the fact that my dog is young, has had no claims, no injuries, no illnesses, and no ongoing health concerns. When I queried this excessive increase, I was simply told, “your dog is older” — my dog is four years old. I raised a formal complaint and explicitly requested that it be escalated to a manager, only to receive a response from a complaints handler, not management. The reply was the same generic, scripted response, with no meaningful explanation or willingness to properly review the issue. This company clearly does not value loyal customers and hides behind boilerplate responses rather than taking accountability. Dreadful company. Avoid. Avoid. Avoid. Read more Read less

    {"display":"CW","full_name":"CW","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pet insurance
    CW 5th January 2026
  • 1/5

    John Lewis at war with customers?

    I have been insured with John Lewis for endless number of years. I have just realised they have overrated the premium on the Buildings. They... I have been insured with John Lewis for endless number of years. I have just realised they have overrated the premium on the Buildings. They are now at war with me - that is only how I can describe it. I spoke with them at length last year and agreed alterations to Sums Insured on Contents/Art etc. They did not do it and sent me a Renewal this year with no changes. They promised to phone me back following my complaints on various issues but failed to do so. I e-mailed them twice, chasing. They ignored those. I phoned them again asking they escalate my complaint. They now refuse to adjust the Sum Insured on Building even though I sent them a professional report from a Specialist with their calculations. They re-sent me the Renewal quote again, but it still does not show the requested edits to Sums Insured on Contents etc notified and agreed with them last January. They are not worth the money and they seem to relish being at war with their customers Read more Read less

    {"display":"RICKY MARCHANT","full_name":"RICKY MARCHANT","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Home insurance
    RICKY MARCHANT 11th December 2025
  • 1/5

    John Lewis sadly no longer the company they were

    John Lewis are sadly no longer the company they used to be. After a major order went wrong due to misleading information on their website,... John Lewis are sadly no longer the company they used to be. After a major order went wrong due to misleading information on their website, and many hours of my time wasted, I escalated the issue all the way to the CEO office. Senior staff agreed with every fact I presented — yet still offered no meaningful customer service or resolution. Their idea of a “gesture”? If I drove an hour to my nearest store, they would give me a cup of tea and a slice of cake. I found this genuinely insulting and completely inappropriate given the situation. My wife and I had even asked for John Lewis vouchers for our wedding because we trusted the brand. Now we want nothing to do with them. It’s astonishing that Amazon outperforms them on every level, especially customer care — something John Lewis was once famous for. They’re finished for me, and I’ll share this experience with friends and family. If this is how they operate now, I wouldn’t be surprised if the company itself is finished in the future. I strongly recommend avoiding them — there is simply no longer any reason to shop with John Lewis. Read more Read less

    {"display":"Simon Davies","full_name":"Simon Davies","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1315885.png"}}'s avatar
    Home insurance
    Simon Davies 17th November 2025
  • 1/5

    Lost my £3000 payment to my Partnership card

    Lost my £3000 payment to my Partnership card through their app for 2 weeks, causing much stress and many phone calls trying to get my... Lost my £3000 payment to my Partnership card through their app for 2 weeks, causing much stress and many phone calls trying to get my money back - as if I was to blame - I had to find who had stolen my money in effect - diabolical shambles and then a short dismissive letter from Partnership card - PayDay / NatWest payment system or whoever represents them saying sorry for the inconvenience- go elsewhere - I have! Read more Read less

    {"display":"Malcolm L","full_name":"Malcolm L","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Partnership Card
    Malcolm L 12th November 2025

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