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AXA PPP Healthcare reviews

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Rated Good 3.64/5

AXA PPP Healthcare reviews

Unverified business

Review summary

People rate this company as Good based on 16 product reviews

Average score of 3.64/5
5 star
50%
4 star
19%
3 star
0%
2 star
0%
1 star
31%

Latest positive rating

4/5

best overall provider

best overall provider that i found after extensive research

{"display":"partlydave","full_name":"partlydave","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Health Insurance
partlydave 17th September 2024

Latest negative rating

1/5

Still in shock for the terrible experience

We just had a terrible experience with AXA PPP. My 14 year old son had an accident whilst skiing and consequently had his knee ACL... We just had a terrible experience with AXA PPP. My 14 year old son had an accident whilst skiing and consequently had his knee ACL torn and the meniscus severely damaged. AXA had initially provided full cover for the ligament reconstruction surgery, which lasted several hours due to the meniscus damage and other ligaments' complications. They also initially authorised 6 months of physiotherapy. Towards the end of the six months the AXA approved surgeon/specialist clearly stated in writing that, due to the age and further complications, my son required another 6 months of rehabilitation. AXA initially agreed in writing to the extension, stating very clearly that they were happy to cover the treatment until the approved specialist advised so. They also advised, as a proviso, that they wouldn't cover the treatment forever as they do not cover "cronic" conditions, although I would challenge anyone to prove that an ACL tear for a 14 year old boy is a "cronic" condition, especially after just 6 months of therapy. A few weeks later after the agreed extension, however, they stopped making payments to the approved physiotherapy provider. When I called to request clarifications I was put on a lengthy hold, about an hour long, whilst they decided irrevocably that the cover would stop at 6 months notwithstanding their prior written agreement to extend it. I was told that the final decision was based on an alleged "term" that is definitely not included in the "membership handbook", which is the only document myself and my own company were provided with. I raised immediately a complaint and, after 8 weeks (when they didn't even call me to hear my side of the story - so much for a thorough investigation!), they wrote confirming exactly the same previous decision, confirming that the 6 months duration was based on the alleged "term" (providing absolutely no evidence or a copy of the term) and even adding a written statement saying that the decision had nothing to do with my son's clinical needs or conditions!!!!!! ABSOLUTELY UNBELIEVABLE!!!!! This so called "term" that nobody has ever seen (and consequently agreed too), except for them, could mean that anyone could be given only half, or no treatment at all, simply because AXA clearly cannot care less about your medical needs and conditions. They even had the face to send me £100 as a "good will gesture", whilst the treatment cost is in the thousands of pounds. It's clinically proven that, given my son age and complications, the physiotherapy should last at least for a year. There are plenty of medical papers proving this in black and white!!!! PLEASE STAY AWAY AND USE OTHER INSURANCE COMPANIES WHICH HAVE REAL HONESTY AND TRUE INTEGRITY!!!!! WHAT A SCAM!!!! Read more Read less

About AXA PPP Healthcare

AXA PPP Healthcare reviews can give you an inside look into life with this specialist health insurance provider. What's good? What could be better? Our reviews can help you find out.

AXA PPP Healthcare at a glance

Reviews for AXA PPP Healthcare

Showing 11 of 16 company reviews

best overall provider

Health Insurance 17th September 2024

best overall provider that i found after extensive research

Rated Good 4/5
Read more product reviews

Great service, easy to use website and app, book app...

Health Insurance 23rd August 2024

Great service, easy to use website and app, book appointments, etc.

Rated Excellent 5/5
Read more product reviews
  • 5/5

    AxA health care ( Outstanding Service)

    Since having private health insurance with AxA , this has been unbelievable service joint membership myself and partner. It’s coming up to 26 months we... Since having private health insurance with AxA , this has been unbelievable service joint membership myself and partner. It’s coming up to 26 months we had our membership, both of us had some serious medical issues , eye vision, endocrinologist, vascular ,arm issues respiratory heart problems, we are both doing good now , service has been outstanding covering everything, one of the agent’s who has dealt with the claims and support has been so helpful and very supportive, turn around , also the doctor any care app that is available for the GP service phone call video is really good to have to consent you with medical concerns. Thank you AXA keep up the good work, we didn’t have this in place would of be over 10k for both of us kind regards Read more Read less

    {"display":"S T","full_name":"S T","avatar":{"url":"\/assets\/uploads\/avatars\/users\/723976.png"}}'s avatar
    Health Insurance
    S T 23rd May 2024
  • 5/5

    Fantastic longterm service

    AXA Healthonline have been fantastic and I have renewed for several years running. Highly recommend

    {"display":"Ross","full_name":"Ross","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Health Insurance
    Ross 23rd August 2023
  • 1/5

    Still in shock for the terrible experience

    We just had a terrible experience with AXA PPP. My 14 year old son had an accident whilst skiing and consequently had his knee ACL... We just had a terrible experience with AXA PPP. My 14 year old son had an accident whilst skiing and consequently had his knee ACL torn and the meniscus severely damaged. AXA had initially provided full cover for the ligament reconstruction surgery, which lasted several hours due to the meniscus damage and other ligaments' complications. They also initially authorised 6 months of physiotherapy. Towards the end of the six months the AXA approved surgeon/specialist clearly stated in writing that, due to the age and further complications, my son required another 6 months of rehabilitation. AXA initially agreed in writing to the extension, stating very clearly that they were happy to cover the treatment until the approved specialist advised so. They also advised, as a proviso, that they wouldn't cover the treatment forever as they do not cover "cronic" conditions, although I would challenge anyone to prove that an ACL tear for a 14 year old boy is a "cronic" condition, especially after just 6 months of therapy. A few weeks later after the agreed extension, however, they stopped making payments to the approved physiotherapy provider. When I called to request clarifications I was put on a lengthy hold, about an hour long, whilst they decided irrevocably that the cover would stop at 6 months notwithstanding their prior written agreement to extend it. I was told that the final decision was based on an alleged "term" that is definitely not included in the "membership handbook", which is the only document myself and my own company were provided with. I raised immediately a complaint and, after 8 weeks (when they didn't even call me to hear my side of the story - so much for a thorough investigation!), they wrote confirming exactly the same previous decision, confirming that the 6 months duration was based on the alleged "term" (providing absolutely no evidence or a copy of the term) and even adding a written statement saying that the decision had nothing to do with my son's clinical needs or conditions!!!!!! ABSOLUTELY UNBELIEVABLE!!!!! This so called "term" that nobody has ever seen (and consequently agreed too), except for them, could mean that anyone could be given only half, or no treatment at all, simply because AXA clearly cannot care less about your medical needs and conditions. They even had the face to send me £100 as a "good will gesture", whilst the treatment cost is in the thousands of pounds. It's clinically proven that, given my son age and complications, the physiotherapy should last at least for a year. There are plenty of medical papers proving this in black and white!!!! PLEASE STAY AWAY AND USE OTHER INSURANCE COMPANIES WHICH HAVE REAL HONESTY AND TRUE INTEGRITY!!!!! WHAT A SCAM!!!! Read more Read less

  • 1/5

    The Advisors are don't want to help at all, complete waste of mon5

    Complete waste of money. Customer service is awful what's point of having private and still have to go through nhs

  • 5/5

    Very good service

    Very good support and available claims.

  • 4/5

    A healthy resolution

    We needed to use AXA for some healthcare during COVID for our daughter. We had quick and efficient service which resulted in her getting treatment quickly.

    {"display":"JM","full_name":"JM","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Health Insurance
    JM 21st September 2022
  • 5/5

    Axa health care

    Great health care insurance, although you do have to read the fineprint

  • 1/5

    Every Claim has a reason for rejection

    Unfair, unexplained treatment who cause patients more stress that initial health issues

  • 5/5

    French at it's BEST

    High quality packages, quality agents, simple and easy plans to work with.

    Products from AXA PPP Healthcare

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