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Co-op Insurance reviews

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Rated Poor 2.18/5

Co-op Insurance reviews

Unverified business
Last reviewed within 14 days

Review summary

People rate this company as Poor based on 127 product reviews

Average score of 2.18/5
5 star
26%
4 star
12%
3 star
4%
2 star
2%
1 star
56%
Reviews for Co-op Insurance have trended positively over the past 90 days

Latest positive rating

4/5

Very helpful and friendly

My renewal was due and the renewal quote was higher than previous. I rang the helpline and after chatting about my financial situation the insurance... My renewal was due and the renewal quote was higher than previous. I rang the helpline and after chatting about my financial situation the insurance was offered at the same price as previously. Very understanding customer service! Read more Read less

{"display":"Jed","full_name":"Jed","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Home Insurance
Jed 11th September 2024

Latest negative rating

1/5

Claim handlers terrible..Won’t register complaint

Firstly before you read below the most worrying and disgraceful behaviour is that the co op home insurance company aren’t responding to my wish to... Firstly before you read below the most worrying and disgraceful behaviour is that the co op home insurance company aren’t responding to my wish to make a complaint.Which legally they have to which is why I having to go to the ombudsman. Background I rang co op home insurance a few weeks ago about Nov 24 about an automatic home insurance renewal I was unaware about. We have been covered by another company for the previous year and have renewed again with them in September 24. The co op call handler cancelled the automatic renewal and advised me to email proof of the cover I had taken out with the other insurance companies for consideration of repayment. I sent clear proof of the cover I had with them.Note they asked me to do this. I told them I couldn’t access the coop on line portal to see what had happened and what we had ‘agreed too?’ Coop Call handler said there were known problems with customers getting/keeping access to the portal! Any new customers should be wise to this as well as all the other problems and hoops I have been asked to jump through and that’s been growing. Since providing the proof I have had a string of extra request for evidence. Starting with they wanted PDF documents and requesting ‘schedules’ of the insurance. In effect they want everything provided that they would send out of it was their own insurance. But I probably haven’t got everything laid out with my current insurance company exactly the same way as the CoOp. I asked them to send me proof of what insurance schedules documents I had apparently taken with them as much to help me understand what I need to get from my current insurance company, but they aren’t responding now. Nor will they respond to my request I have made twice now to make a complaint over the last fortnight. Really bad customer service and is a massive red flag along with the other problems I am encountering. Just look at the other negative comments about their current claim handlers. This is my experience. Read more Read less

{"display":"Will","full_name":"Will","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Home Insurance
Will 23rd December 2024

About Co-op Insurance

Co-op Insurance offers a range of insurance products, from car insurance to home insurance and more! If you've got experience with this company then you can leave a Co-op insurance review today to help other consumers to find out more. Smart Money People is the place for Co-op insurance reviews. Together, we can help to increase trust and transparency in financial services.

Co-op Insurance at a glance

Reviews for Co-op Insurance

Showing 11 of 127 company reviews Last reviewed within 14 days

Claim handlers terrible..Won’t register complaint

Home Insurance 23rd December 2024

Firstly before you read below the most worrying and disgraceful behaviour is that the co op home insurance company aren’t responding to my wish to... Firstly before you read below the most worrying and disgraceful behaviour is that the co op home insurance company aren’t responding to my wish to make a complaint.Which legally they have to which is why I having to go to the ombudsman. Background I rang co op home insurance a few weeks ago about Nov 24 about an automatic home insurance renewal I was unaware about. We have been covered by another company for the previous year and have renewed again with them in September 24. The co op call handler cancelled the automatic renewal and advised me to email proof of the cover I had taken out with the other insurance companies for consideration of repayment. I sent clear proof of the cover I had with them.Note they asked me to do this. I told them I couldn’t access the coop on line portal to see what had happened and what we had ‘agreed too?’ Coop Call handler said there were known problems with customers getting/keeping access to the portal! Any new customers should be wise to this as well as all the other problems and hoops I have been asked to jump through and that’s been growing. Since providing the proof I have had a string of extra request for evidence. Starting with they wanted PDF documents and requesting ‘schedules’ of the insurance. In effect they want everything provided that they would send out of it was their own insurance. But I probably haven’t got everything laid out with my current insurance company exactly the same way as the CoOp. I asked them to send me proof of what insurance schedules documents I had apparently taken with them as much to help me understand what I need to get from my current insurance company, but they aren’t responding now. Nor will they respond to my request I have made twice now to make a complaint over the last fortnight. Really bad customer service and is a massive red flag along with the other problems I am encountering. Just look at the other negative comments about their current claim handlers. This is my experience. Read more Read less

Rated Terrible 1/5
Read more product reviews

Poor customer service

Pet Insurance 19th December 2024

When calling for an update on a claim submitted on the 18th September 2024, was told I would receive regular updates but as of the... When calling for an update on a claim submitted on the 18th September 2024, was told I would receive regular updates but as of the 19th December I have not been contacted once. When I do get through to an agent I am told that there is a high volume of claims and it will take another two weeks before the claim is seen by an assesor. Poor service as it is my first claim since I started the policy in 2015 and I am paying £65 a month Read more Read less

Rated Terrible 1/5
Read more product reviews
  • 1/5

    Appalling service dealing with a claim.

    Appalling service dealing with a claim. They out source it to a company called Insurance Factory. You google them for reviews and you will be... Appalling service dealing with a claim. They out source it to a company called Insurance Factory. You google them for reviews and you will be horrified. It's been months since my claim and I am still waiting for it be be paid. It's a disgrace to treat customers this way. Also, coop will hike you premiums up over 60% at will. Please steer clear of this company. Read more Read less

    {"display":"Kef","full_name":"Kef","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pet Insurance
    Kef 17th December 2024
  • 1/5

    Communication abysmal

    Communication abysmal and currently on week 6 of my claim. No real communication at all, just automated messages telling me nothing! Will not be renewing.

    {"display":"D H","full_name":"D H","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pet Insurance
    D H 5th December 2024
  • 1/5

    Am currently on week 8 of my claim.

    Am currently on week 8 of my claim...mot even been assessed yet...bit annoying as they gave me a time limit to give them info then they take their time

    {"display":"Jayne T","full_name":"Jayne T","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1072927.png"}}'s avatar
    Pet Insurance
    Jayne T 4th December 2024
  • 4/5

    Very helpful and friendly

    My renewal was due and the renewal quote was higher than previous. I rang the helpline and after chatting about my financial situation the insurance... My renewal was due and the renewal quote was higher than previous. I rang the helpline and after chatting about my financial situation the insurance was offered at the same price as previously. Very understanding customer service! Read more Read less

    {"display":"Jed","full_name":"Jed","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Home Insurance
    Jed 11th September 2024
  • 5/5

    Good Customer Service

    Good customer service, although portal a little difficult to navigate.

    {"display":"Gin","full_name":"Gin","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car Insurance
    Gin 4th September 2024
  • 5/5

    Cheapest home contents insurance available

    They're very cheap about the cheapest I could find for home contents insurance

  • 2/5

    2 CLAIMS

    One claim. One claim rejected as damage caused by neighbour's builder using off-road vehicle. Small print!! I had legal cover but company dealing with me... One claim. One claim rejected as damage caused by neighbour's builder using off-road vehicle. Small print!! I had legal cover but company dealing with me wanted me to do all the work despite the fact that I sent them all relevant documents, photos, etc. Then they said I didn't have more than a 1% chance of winning the case. No approach was made to negotiate with owner of property or builder who did damage. Cost of my replacing shed is estimated to be £1,000. TOO MUCH SMALL PRINT!!! Then I had damage to carpets. This claim was accepted but carpet layers damaged new painted hallway, banisters, etc. So now I have to find a painter and another convenient time for work to be done. Premium has increased by huge amount. Is insurance worth it! Read more Read less

  • 5/5

    Great company and really easy to work with

    Great company and really easy to work with

    {"display":"Charlie O","full_name":"Charlie O","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Breakdown Cover
    Charlie O 24th August 2024
  • 4/5

    Great customer service

    Great phone experience, can speak to a real person onshore who knows what they are talking about

    {"display":"Carmen","full_name":"Carmen","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Home Insurance
    Carmen 23rd August 2024

    Products from Co-op Insurance

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