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Co-op Insurance reviews

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Rated Poor 2.01/5

Co-op Insurance reviews

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Unverified business
Last reviewed within 14 days

Review summary

People rate this company as Poor based on 138 product reviews

Average score of 2.01/5
5 star
25%
4 star
12%
3 star
4%
2 star
1%
1 star
58%
Reviews for Co-op Insurance have trended positively over the past 90 days

Latest positive rating

4/5

I have had good communications from the Co-Op since...

I have had good communications from the Co-Op since taking out my home insurance with them

Latest negative rating

1/5

Scammers and charlatans.

Scammers and charlatans. take two months to even look at a claim saying they’re ’very busy’ - turns out they work with some dodgy other... Scammers and charlatans. take two months to even look at a claim saying they’re ’very busy’ - turns out they work with some dodgy other company. Refused to pay out 2k because said was pre existing condition (I’d argue it wasn’t) and some BS about not covering illness or injury that can spread to or affect both sides of the body which is ludicrous (and hadn’t even happened in this case) and this from a supposed ‘lifetime’ policy. I also left an anonymous review elsewhere and they emailed me about it! GDPR breach much?! Call handlers couldn’t care less until you make a fuss then miraculously my case was looked at overnight (and denied). I don’t think that was a coincidence. Avoid at ALL costs Read more Read less

About Co-op Insurance

Co-op Insurance offers a range of insurance products, from car insurance to home insurance and more! If you've got experience with this company then you can leave a Co-op insurance review today to help other consumers to find out more. Smart Money People is the place for Co-op insurance reviews. Together, we can help to increase trust and transparency in financial services.

Co-op Insurance at a glance

Reviews for Co-op Insurance

Showing 11 of 138 company reviews Last reviewed within 14 days

I have had good communications from the Co-Op since...

Home Insurance 22nd April 2025

I have had good communications from the Co-Op since taking out my home insurance with them

Rated Good 4/5
Read more product reviews

Scammers and charlatans.

Pet Insurance 7th March 2025

Scammers and charlatans. take two months to even look at a claim saying they’re ’very busy’ - turns out they work with some dodgy other... Scammers and charlatans. take two months to even look at a claim saying they’re ’very busy’ - turns out they work with some dodgy other company. Refused to pay out 2k because said was pre existing condition (I’d argue it wasn’t) and some BS about not covering illness or injury that can spread to or affect both sides of the body which is ludicrous (and hadn’t even happened in this case) and this from a supposed ‘lifetime’ policy. I also left an anonymous review elsewhere and they emailed me about it! GDPR breach much?! Call handlers couldn’t care less until you make a fuss then miraculously my case was looked at overnight (and denied). I don’t think that was a coincidence. Avoid at ALL costs Read more Read less

Rated Terrible 1/5
Read more product reviews
  • 1/5

    I got a bill from the vets for routine medical proce...

    I got a bill from the vets for routine medical procedures, blood tests etc. for my pet dog, the bill come to over £300. I... I got a bill from the vets for routine medical procedures, blood tests etc. for my pet dog, the bill come to over £300. I submitted a claim in October 2024 and despite numerous emails, Co op has not responded. I have cancelled my Direct Debit payments. DO NOT USE! They are scammers! Read more Read less

    {"display":"Michael S","full_name":"Michael S","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pet Insurance
    Michael S 1st March 2025
  • 5/5

    Great price and customer service

    My Co-op Insurance car insurance is great value and they sorted a problem with the direct debit date with no fuss!

    {"display":"Jed","full_name":"Jed","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Jed 26th February 2025
  • 1/5

    These people don't care about animals

    If I could put 0 I would aviod at all cost. Our dog is 16 never had a claim were at 3 and a half... If I could put 0 I would aviod at all cost. Our dog is 16 never had a claim were at 3 and a half months and not responce. Disgrace. We're claiming for treatment had and to see if they'll fund on- going treatment. My dogs struggling till we get an answer. Hate these people Read more Read less

    {"display":"Shoshana M","full_name":"Shoshana M","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1105883.png"}}'s avatar
    Pet Insurance
    Shoshana M 13th February 2025
  • 1/5

    Long claim times and lied!

    Told us we would be covered to have some of our dogs teeth removed when I renewed (only reason we renewed with them), then took... Told us we would be covered to have some of our dogs teeth removed when I renewed (only reason we renewed with them), then took 2 months to come back on claim and refuse to pay saying it was pre-existing when it was a different condition (gingivitis a few years ago that vet did not recommend teeth be removed). Trying to still charge me for useless policy that I cancelled Read more Read less

    {"display":"Do not use","full_name":"Do not use","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pet Insurance
    Do not use 12th February 2025
  • 1/5

    They took over 3 months to pay out £30 claim.

    They took over 3 months to pay out £30 claim. They have now only paid out on a third on a different claim. Do not take out a policy with these clowns!!

    {"display":"CB","full_name":"CB","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pet Insurance
    CB 11th February 2025
  • 1/5

    10 weeks and still waiting.. £3.5K out of pocket

    10 weeks and still waiting. I am over 3.5K out of pocket for various CT scans at the moment and the still waiting to hear... 10 weeks and still waiting. I am over 3.5K out of pocket for various CT scans at the moment and the still waiting to hear if they will pay out. My dog needs surgery that that £3.5k back is needed the vets for the said operation. When I called them, they had not even looked at the claim and had not even got the medical history from my dogs regular vets (only the referral vet). I have had to chase twice for them to even contact my vets for the relevant medical history. Absolutely terrible service. Oh and there on-line login has been unavailable since early December. Read more Read less

    {"display":"Simon","full_name":"Simon","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pet Insurance
    Simon 29th January 2025
  • 1/5

    Over 9 weeks since claim, still waiting...

    Been waiting over 9 weeks for a claim to be assessed (not 4 weeks as they claim when the policy is bought). Been told they... Been waiting over 9 weeks for a claim to be assessed (not 4 weeks as they claim when the policy is bought). Been told they are 'very busy' with no estimate of how long it will take to assess my claim. Currently over £1000 out of pocket. Read more Read less

    {"display":"Dan","full_name":"Dan","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pet Insurance
    Dan 10th January 2025
  • 1/5

    Currently over 9 weeks into my first ever claim.

    Currently over 9 weeks into my first ever claim. Rang up after twice asking for an update by email, to be told that their 4... Currently over 9 weeks into my first ever claim. Rang up after twice asking for an update by email, to be told that their 4 week turnaround time was an error, that their aim to keep clients regularly updated was an error, and that due to a large backlog of claims there is no current time frame for settlement. When asked if they could give details of an example of recent claim settlement times they could or would not be drawn. The call handler seemed to suggest this was a recent issue however after reading reviews, it's been the case for at least 12 months. It also looks unlikely that any settlement they might pay will be significantly less than anticipated due to their out of hours policy. Will not be renewing my policy with this provider Read more Read less

    {"display":"Elle C","full_name":"Elle C","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pet Insurance
    Elle C 6th January 2025
  • 1/5

    Coop make customers wait months, not weeks

    Still waiting for claim to be paid. Coop use The Insutance Factory Company, who if you research, have an appalling rating. I've never had or... Still waiting for claim to be paid. Coop use The Insutance Factory Company, who if you research, have an appalling rating. I've never had or heard of any pet insurers taking so long to resolve a claim. It's distressing a downright insulting to be treated this way. Read more Read less

    {"display":"Kef","full_name":"Kef","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pet Insurance
    Kef 6th January 2025

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