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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Thanks Zopa

Easy to Aply, I want to help get my credit rating back up and zopa have given me the opportunity to do that ,,So many features ie,money saving, options, investment options, all ways to help get you back up there, no complaints, thanks Zopa. Reviewed on: 16th April 2026

Very good very emgeny help good need

Very good very emgeny help good need Reviewed on: 16th April 2026

Helping me build me credit score

Helping me build me credit score Reviewed on: 16th April 2026

Good credit card, low fees, I recommend ita

Good credit card, low fees, I recommend ita Reviewed on: 16th April 2026

I have not been able to get a credit card

I have not been able to get a credit card and they excepted my application so I’m very happy Reviewed on: 16th April 2026

Credit cards

Very good plus good choice and very helpful outstanding value Reviewed on: 16th April 2026

Excellent

Excellent credit provider straight forward credit card banking Reviewed on: 16th April 2026

Very helpful staff , app is simple to use, kept well...

Very helpful staff , app is simple to use, kept well informed of my account status, and zopa are quick to act and solve any problems i have Reviewed on: 16th April 2026

Best credit card

The best, easily added to apple wallet. Accepted everywhere. Reviewed on: 16th April 2026

Zopa has been valuable

Zopa has been valuable when I needed it it a tough situation Reviewed on: 16th April 2026

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