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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

It’s very good it’s not hard to apply for a card.

It’s very good it’s not hard to apply for a card. Reviewed on: 16th April 2026

very good service never had anything go wrong with t...

very good service never had anything go wrong with them Reviewed on: 16th April 2026

Only had card for couple of mths but interest rate i...

Only had card for couple of mths but interest rate is great very happy with zopa Reviewed on: 16th April 2026

Good to be with zopa, great app & easy to use, well...

Good to be with zopa, great app & easy to use, well informative & Good security. Thank you. Reviewed on: 16th April 2026

Very good company every thing explained simply

Very good company every thing explained simply Reviewed on: 16th April 2026

The ease of applying to the setting up my account an...

The ease of applying to the setting up my account and app was straight forward. Reviewed on: 16th April 2026

Thanks Zopa

Easy to Aply, I want to help get my credit rating back up and zopa have given me the opportunity to do that ,,So many features ie,money saving, options, investment options, all ways to help get you back up there, no complaints, thanks Zopa. Reviewed on: 16th April 2026

Very good very emgeny help good need

Very good very emgeny help good need Reviewed on: 16th April 2026

Helping me build me credit score

Helping me build me credit score Reviewed on: 16th April 2026

Good credit card, low fees, I recommend ita

Good credit card, low fees, I recommend ita Reviewed on: 16th April 2026

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