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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

A great and fulfilling experience

I have had a great and fulfilling experience from application for the credit card to its prompt delivery, and their rate is quite reasonable. Reviewed on: 16th April 2026

Rill isn’t from day one.

Rill isn’t from day one. No problems listen to feedback and take action on it. Reviewed on: 16th April 2026

Transparency is key and Zopa has bags full

Transparency is key and Zopa has bags full Reviewed on: 16th April 2026

Excellent, easy to use

Never had any issues online app is very easy to use overall excellent Reviewed on: 16th April 2026

Very easy to use on the app and to understand.

Very easy to use on the app and to understand. Ive had to problems when purchasing things online or instores would highly recommend zopa. Reviewed on: 16th April 2026

5 Star Credit

Fast efficient and proffesional service. Reviewed on: 16th April 2026

Easy and Quick

Easy app to use, payments arrive quickly. Reviewed on: 16th April 2026

Zopa Experience

I found the application was user friendly and the whole process was dealt with quickly and efficiently. I would have no hesitation in recommending them to anyone who is looking for a credit card. They also send notifications Reviewed on: 16th April 2026

Easy to use but less credit limit

Easy to use but less credit limit Reviewed on: 16th April 2026

Excellent communications, good product.

Excellent communications, good product. Reviewed on: 16th April 2026

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