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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Very good company every thing explained simply

Very good company every thing explained simply Reviewed on: 16th April 2026

The ease of applying to the setting up my account an...

The ease of applying to the setting up my account and app was straight forward. Reviewed on: 16th April 2026

Thanks Zopa

Easy to Aply, I want to help get my credit rating back up and zopa have given me the opportunity to do that ,,So many features ie,money saving, options, investment options, all ways to help get you back up there, no complaints, thanks Zopa. Reviewed on: 16th April 2026

Very good very emgeny help good need

Very good very emgeny help good need Reviewed on: 16th April 2026

Helping me build me credit score

Helping me build me credit score Reviewed on: 16th April 2026

Good credit card, low fees, I recommend ita

Good credit card, low fees, I recommend ita Reviewed on: 16th April 2026

I have not been able to get a credit card

I have not been able to get a credit card and they excepted my application so I’m very happy Reviewed on: 16th April 2026

Credit cards

Very good plus good choice and very helpful outstanding value Reviewed on: 16th April 2026

Excellent

Excellent credit provider straight forward credit card banking Reviewed on: 16th April 2026

Very helpful staff , app is simple to use, kept well...

Very helpful staff , app is simple to use, kept well informed of my account status, and zopa are quick to act and solve any problems i have Reviewed on: 16th April 2026

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