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Zopa: Credit card reviews

4.93
Based on 40,272 reviews, last reviewed 7th Dec 2025
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025
Ali Raza's avatar
Ali Raza

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Great service and customer care if you have s vad c...

5
Great service and customer care if you have s vad credit rating they will help Reviewed on: 27th April 2025

Does what I need it to do .

5
Does what I need it to do . Works perfectly Reviewed on: 27th April 2025

Really great communication fast east decision and so...

5
Really great communication fast east decision and solid app. Reviewed on: 27th April 2025

I am very happy .

5
I am very happy .satisfied good service Reviewed on: 27th April 2025

Great app ,very easy to use would definitely recomm...

5
Great app ,very easy to use would definitely recommend Reviewed on: 27th April 2025

Good rates, good cards.

5
Good rates, good cards. No complaints here Reviewed on: 27th April 2025

Easy application process and excellent app.

5
Easy application process and excellent app. Full of useful information Reviewed on: 27th April 2025

Easy to apply with no hassle great for emergencies

5
Easy to apply with no hassle great for emergencies Reviewed on: 27th April 2025

Excellent

5
Easy to use and great interest rate Reviewed on: 27th April 2025

I haven't been with them long but I am really happy...

4
I haven't been with them long but I am really happy with them Reviewed on: 27th April 2025

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