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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I have not been able to get a credit card

I have not been able to get a credit card and they excepted my application so I’m very happy Reviewed on: 16th April 2026

Credit cards

Very good plus good choice and very helpful outstanding value Reviewed on: 16th April 2026

Excellent

Excellent credit provider straight forward credit card banking Reviewed on: 16th April 2026

Very helpful staff , app is simple to use, kept well...

Very helpful staff , app is simple to use, kept well informed of my account status, and zopa are quick to act and solve any problems i have Reviewed on: 16th April 2026

Best credit card

The best, easily added to apple wallet. Accepted everywhere. Reviewed on: 16th April 2026

Zopa has been valuable

Zopa has been valuable when I needed it it a tough situation Reviewed on: 16th April 2026

A great and fulfilling experience

I have had a great and fulfilling experience from application for the credit card to its prompt delivery, and their rate is quite reasonable. Reviewed on: 16th April 2026

Rill isn’t from day one.

Rill isn’t from day one. No problems listen to feedback and take action on it. Reviewed on: 16th April 2026

Transparency is key and Zopa has bags full

Transparency is key and Zopa has bags full Reviewed on: 16th April 2026

Excellent, easy to use

Never had any issues online app is very easy to use overall excellent Reviewed on: 16th April 2026

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