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Zopa: Credit card reviews

4.93
Based on 40,272 reviews, last reviewed 7th Dec 2025
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025
Ali Raza's avatar
Ali Raza

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Friendly, easy, accessible service

5
Friendly, easy, accessible service Reviewed on: 27th April 2025

I can manage my money easily with zopa

5
I can manage my money easily with zopa Reviewed on: 27th April 2025

It always save me incase of emergency expenses

5
It always save me incase of emergency expenses Reviewed on: 27th April 2025

Easy to navigate the Web site.

5
Easy to navigate the Web site. I'm kept updated about any offers and payments due. Reviewed on: 27th April 2025

Excellent and speechless and im happy with Zopa

5
Excellent and speechless and im happy with Zopa Reviewed on: 27th April 2025

Credit Card Recommendation

5
Easy to use app and updates about my payment due and current credit score update. Offered me a savings and bank account if I was interested. Reviewed on: 27th April 2025

Great and easy to use very good and very fair

5
Great and easy to use very good and very fair Reviewed on: 27th April 2025

Easy to use and manageable to pay back

5
Easy to use and manageable to pay back Reviewed on: 27th April 2025

Quick and simple hassle free banking

5
Quick and simple hassle free banking Reviewed on: 27th April 2025

Great cardVery easy company to work with

5
Very easy company to work with, Good value Reviewed on: 27th April 2025

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