Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very easy to use on the app and to understand.

Very easy to use on the app and to understand. Ive had to problems when purchasing things online or instores would highly recommend zopa. Reviewed on: 16th April 2026

5 Star Credit

Fast efficient and proffesional service. Reviewed on: 16th April 2026

Easy and Quick

Easy app to use, payments arrive quickly. Reviewed on: 16th April 2026

Zopa Experience

I found the application was user friendly and the whole process was dealt with quickly and efficiently. I would have no hesitation in recommending them to anyone who is looking for a credit card. They also send notifications Reviewed on: 16th April 2026

Easy to use but less credit limit

Easy to use but less credit limit Reviewed on: 16th April 2026

Excellent communications, good product.

Excellent communications, good product. Reviewed on: 16th April 2026

Great experience all round and never had a problem

Great experience all round and never had a problem Reviewed on: 16th April 2026

Zopa is excellent in every respect.

Zopa is excellent in every respect. Reviewed on: 16th April 2026

Zopa review 2026

I have had no problems at all easy to contact, friendly and efficient. Reviewed on: 16th April 2026

Family friendly and problems solved

Family friendly and problems solved Reviewed on: 16th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday credit cards
from Lloyds Bank 4.05 from 68 reviews
Balance Plus (discontinued)
from Capital One 4.20 from 4 reviews
123 credit card (discontinued)
from Santander 4.18 from 162 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub