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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Best credit card

The best, easily added to apple wallet. Accepted everywhere. Reviewed on: 16th April 2026

Zopa has been valuable

Zopa has been valuable when I needed it it a tough situation Reviewed on: 16th April 2026

A great and fulfilling experience

I have had a great and fulfilling experience from application for the credit card to its prompt delivery, and their rate is quite reasonable. Reviewed on: 16th April 2026

Rill isn’t from day one.

Rill isn’t from day one. No problems listen to feedback and take action on it. Reviewed on: 16th April 2026

Transparency is key and Zopa has bags full

Transparency is key and Zopa has bags full Reviewed on: 16th April 2026

Excellent, easy to use

Never had any issues online app is very easy to use overall excellent Reviewed on: 16th April 2026

Very easy to use on the app and to understand.

Very easy to use on the app and to understand. Ive had to problems when purchasing things online or instores would highly recommend zopa. Reviewed on: 16th April 2026

5 Star Credit

Fast efficient and proffesional service. Reviewed on: 16th April 2026

Easy and Quick

Easy app to use, payments arrive quickly. Reviewed on: 16th April 2026

Zopa Experience

I found the application was user friendly and the whole process was dealt with quickly and efficiently. I would have no hesitation in recommending them to anyone who is looking for a credit card. They also send notifications Reviewed on: 16th April 2026

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