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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy and precisely

Very understandable and they really know what they’re doing Reviewed on: 15th April 2026

Staff were amazing and very helpful nothing was a pr...

Staff were amazing and very helpful nothing was a problem. Thank you Reviewed on: 15th April 2026

Zopa the best credit card

Zopa is the best credit card i have ever had. easy to use the app and manage your account with low interest rates. Reviewed on: 15th April 2026

Thank you very much.

Thank you very much. You are the best. Reviewed on: 15th April 2026

Fast and efficient service with great online managem...

Fast and efficient service with great online management Reviewed on: 15th April 2026

The service is Excellent and easy to spend every whe...

The service is Excellent and easy to spend every where the accept credit card Reviewed on: 15th April 2026

Top provider

Ive not had a single issue since using zopa Reviewed on: 15th April 2026

Zopa credit card is easy to use

Zopa credit card is easy to use and has excellent customer service. It works well with Apple Pay and I lost my card so reported it and received a new card quickly. My new card appeared on my phone before the real card arrived so I was able to use it even quicker. Reviewed on: 15th April 2026

I have good experience the card is great it help a l...

I have good experience the card is great it help a lot good value too cheers Reviewed on: 15th April 2026

Excellent service

Really good interface, support, services and credit builder. Reviewed on: 15th April 2026

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