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Zopa: Credit card reviews

4.93
Based on 40,272 reviews, last reviewed 7th Dec 2025
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025
Ali Raza's avatar
Ali Raza

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Great Experience!

4
I have enjoyed the services I have received so far Reviewed on: 27th April 2025

Good good good good good good good

5
Good good good good good good good Reviewed on: 27th April 2025

Great companyI

5
Great company easy to use in am so happy with the way I’ve been treated Reviewed on: 27th April 2025

So far no any problems , they have savings programs...

5
So far no any problems , they have savings programs too with interest rates Reviewed on: 27th April 2025

Really very good very understanding everything is good

5
Really very good very understanding everything is good Reviewed on: 27th April 2025

Zopa systems are user friendly and the services team...

5
Zopa systems are user friendly and the services team extremely helpful. Easy application and favourable terms. Reviewed on: 27th April 2025

Execellent valueable fantastic Fabulous

5
Execellent valueable fantastic Fabulous Reviewed on: 27th April 2025

Very friendly and helpful team.

4
Very friendly and helpful team. My issues were quickly resolved Reviewed on: 27th April 2025

Great app and best credit card thank you Zopa

5
Great app and best credit card thank you Zopa Reviewed on: 27th April 2025

Great credit card, great customer service.

5
Great credit card, great customer service. Reviewed on: 27th April 2025

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