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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Easy to use but less credit limit

Easy to use but less credit limit Reviewed on: 16th April 2026

Excellent communications, good product.

Excellent communications, good product. Reviewed on: 16th April 2026

Great experience all round and never had a problem

Great experience all round and never had a problem Reviewed on: 16th April 2026

Zopa is excellent in every respect.

Zopa is excellent in every respect. Reviewed on: 16th April 2026

Zopa review 2026

I have had no problems at all easy to contact, friendly and efficient. Reviewed on: 16th April 2026

Family friendly and problems solved

Family friendly and problems solved Reviewed on: 16th April 2026

Easy and precisely

Very understandable and they really know what they’re doing Reviewed on: 15th April 2026

Staff were amazing and very helpful nothing was a pr...

Staff were amazing and very helpful nothing was a problem. Thank you Reviewed on: 15th April 2026

Zopa the best credit card

Zopa is the best credit card i have ever had. easy to use the app and manage your account with low interest rates. Reviewed on: 15th April 2026

Thank you very much.

Thank you very much. You are the best. Reviewed on: 15th April 2026

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