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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Top provider

Ive not had a single issue since using zopa Reviewed on: 15th April 2026

Zopa credit card is easy to use

Zopa credit card is easy to use and has excellent customer service. It works well with Apple Pay and I lost my card so reported it and received a new card quickly. My new card appeared on my phone before the real card arrived so I was able to use it even quicker. Reviewed on: 15th April 2026

I have good experience the card is great it help a l...

I have good experience the card is great it help a lot good value too cheers Reviewed on: 15th April 2026

Excellent service

Really good interface, support, services and credit builder. Reviewed on: 15th April 2026

Easy to apply

Easy to apply no problems so far Reviewed on: 15th April 2026

The advantage is that the card is very easy to obtain.

The advantage is that the card is very easy to obtain. The disadvantage is that you can't transfer money to another account. Reviewed on: 15th April 2026

I couldn’t get credit anywhere but Zopa came to the...

I couldn’t get credit anywhere but Zopa came to the rescue. Love them Reviewed on: 15th April 2026

Zopa customer service is excellent.

Zopa customer service is excellent. The app is very easy to use. Reviewed on: 15th April 2026

Very convenient

Very good services , flexibility to use any where Reviewed on: 15th April 2026

Zopa has helped me to improve my credit rating and h...

Zopa has helped me to improve my credit rating and have a buffer to fall back on Reviewed on: 15th April 2026

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