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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,802 reviews, last reviewed 16th Jan 2026
75300% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good , would recommend to family and friends Very good , would recommend to family and friends Reviewed on: 16th January 2026
caroline o's avatar
caroline o

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (41802)

Good service and easy to apply for

5
Good service and easy to apply for Reviewed on: 15th January 2026
Geoffrey L's avatar
Geoffrey L

Easy to use

5
Easy to use and customer service sort any issues quickly. Reviewed on: 15th January 2026
John Glinsman's avatar
John Glinsman

They do what they say they will do.

5
They do what they say they will do. Always there for customers and make them feel valued. Reviewed on: 15th January 2026
Roger H's avatar
Roger H

Zopa excellent good ap to big thumps up

5
Zopa excellent good ap to big thumps up Reviewed on: 15th January 2026
John Sly's avatar
John Sly

Everything was cardceasy from the onset

5
Everything was easy from the onset Reviewed on: 15th January 2026
Phil 's avatar
Phil

Easy to use app and opportunities to increase credit...

5
Easy to use app and opportunities to increase credit limit Reviewed on: 15th January 2026
Hayley L's avatar
Hayley L

It's Good Service And Terms And conditions Also

5
It's Good Service And Terms And conditions Also Reviewed on: 15th January 2026
Rohit D's avatar
Rohit D

Best ever credit card, really listens & helps custom...

5
Best ever credit card, really listens & helps customer with responsible lending always at the forefront Reviewed on: 15th January 2026
Gemma K's avatar
Gemma K

Since I have been using Zopa my credit score is impr...

5
Since I have been using Zopa my credit score is improved and the customer service is excellent. I would recommend to anyone. Reviewed on: 15th January 2026
Iftikhar 's avatar
Iftikhar

Ease of use

5
Easy to use app, easy to navigate Reviewed on: 15th January 2026
Zeeshan 's avatar
Zeeshan

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