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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 31st May 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Very convenient

Very good services , flexibility to use any where Reviewed on: 15th April 2026

Zopa has helped me to improve my credit rating and h...

Zopa has helped me to improve my credit rating and have a buffer to fall back on Reviewed on: 15th April 2026

Help me alot when I was struggling with IVA.

Help me alot when I was struggling with IVA. Reviewed on: 15th April 2026

Excellent customer care value for money

Excellent customer care value for money Reviewed on: 15th April 2026

Very good.

Very good. Easy to get hold of. Would like a review more often for a increase Reviewed on: 15th April 2026

Zopa has no hiden charges as far as i know.

Zopa has no hiden charges as far as i know.and the rates are calculated faily and are affordable. Reviewed on: 15th April 2026

Good company to be part of

No problem sorting out my application Reviewed on: 15th April 2026

Great experience eassy to do and very straight forward

Great experience eassy to do and very straight forward Reviewed on: 15th April 2026

Zopa card excellent service

Application was easy with a credit amount relevant to my situation to build up my credit rating .App it easy to use. Reviewed on: 15th April 2026

Best card around

Easy to understand your app and statement Reviewed on: 15th April 2026

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