Smart Money People Logo

Zopa: Credit Card reviews

4.93
Based on 36,685 reviews, last reviewed 10th Mar 2025
202900% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to apply and good customer service Easy to apply and good customer service Reviewed on: 10th March 2025
Ray 's avatar
Ray

Latest lowest rating:

1

Can't get any where with you . Can't get any where with you will not let me have anything Reviewed on: 17th January 2025
Mark B's avatar
Mark B

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit Card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit Card reviews (36685)

Excellent brilliant

5
Very good would recommend zopa to anyone Reviewed on: 1st March 2025

Try even if your have low credit score

5
With a low credit score I didn't think I'd get a card But I was accepted . It's handy for unexpected expenses Reviewed on: 1st March 2025

Excellent

5
Initially I was finding difficult to use my pin but customer services sorted it out real quick Reviewed on: 1st March 2025

Great service, upfront and very transparent service.

5
Great service, upfront and very transparent service. Reviewed on: 1st March 2025

Easy to use.

5
Easy to use app, friendly and accessible customer service and a reasonable APR Reviewed on: 1st March 2025

Excellent Service

5
Overall a very positive experience with Zopa and I think they are a responsible credit provider. I believe that I was offered a credit increase when I demonstrated my ability to manage my credit card responsibly. When I was offered an increase, the reasons were outlined why and I was given the option to either accept or decline the increase. Proving Zopa is a responsible credit provider with the customer’s best interests at heart. Reviewed on: 1st March 2025

The application process for the card was very easy a...

5
The application process for the card was very easy and hassle free. Also there is no crazy interest rates like other credit card companies. Reviewed on: 1st March 2025

Good company, excellent management of accounts all i...

5
Good company, excellent management of accounts all i one place. Reviewed on: 1st March 2025

Everything simple with the card.

5
Very easy app to use, customer service excellent and the card excepted everywhere Reviewed on: 1st March 2025

Fantastic

5
I did not receive my credit card so I contacted customer service and they were fantastic and helped me out quickly and efficiently Reviewed on: 1st March 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products