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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 31st May 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

I’ve had one issue which was fixed within an hour am...

I’ve had one issue which was fixed within an hour amazing service Reviewed on: 15th April 2026

Easy to use very professional and friendly

Easy to use very professional and friendly Reviewed on: 15th April 2026

Just so easy to use no hassle, I use account to tran...

Just so easy to use no hassle, I use account to transfer money and my credit card is great, everything sent to update me on spending as I spend and easy and clear to use Reviewed on: 15th April 2026

Good service best credit card in uk

Good service best credit card in uk Reviewed on: 15th April 2026

App is easy to use

App is easy to use and all questions I’ve had I was able to find here Reviewed on: 15th April 2026

Excellence at its best

Easy to apply quick delivery of card and great to using Apple Pay Reviewed on: 15th April 2026

Easy to use.

Easy to use. Quick application. Can check balance anytime and check when payment is needed. Good start amount too so you don't get too much into debt. Would definitely recommend. Reviewed on: 15th April 2026

The Credit Card To Have

Kept upto date with spending and payment days Reviewed on: 15th April 2026

Excellent service great customer service very helpfu...

Excellent service great customer service very helpful and informative Reviewed on: 15th April 2026

Good experience always got what I wanted very flexib...

Good experience always got what I wanted very flexible instalment easy to use reason able interest rate Reviewed on: 15th April 2026

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