Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

View other Zopa products

4.87

Based on 44,344 reviews, last reviewed 31st May 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Good site.

Good site. App is easy to use. Quality service. Reviewed on: 15th April 2026

Great services

Great services, good to manage in the app Reviewed on: 15th April 2026

Zopa has the best customer service!

The App is easy to navigate and very intuitive. Communicating via email or messaging is great and the customer service is brilliant. I have always received a professional, knowledgeable and helpful customer service response. They are spot on, concerned and a caring service. Reviewed on: 15th April 2026

Great company love it apps great in all is good been...

Great company love it apps great in all is good been with Zopa a while now had no problems Reviewed on: 15th April 2026

Brilliant

Very good loving every minute very easy to use Reviewed on: 15th April 2026

Great for foreign exchange.

Great for foreign exchange. Sends a text showing the sterling transaction cost immediately on purchases Reviewed on: 15th April 2026

ZOPA....ZEST.....THE......BEST

Excellent service., you won't get better. Reviewed on: 15th April 2026

Simple Clear and Reliable Card

I’ve had a great experience with my Zopa credit card. It’s easy to use, the app is clear and everything is straightforward with no hidden fees. I’d definitely recommend it Reviewed on: 15th April 2026

Brilliant card especially for building your credit s...

Brilliant card especially for building your credit score Reviewed on: 15th April 2026

Zopa is excellent

Zopa is excellent. They provide excellent customer service and are great with communication. Reviewed on: 15th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum credit cards
from Barclaycard 4.06 from 324 reviews
Credit Card
from Tymit 4.62 from 155 reviews
Credit Builder
from Chime 0.00 from 0 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69083 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub