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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 31st May 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Customer Friendly Service

my experience with Zopa has been excellent….. the app is easily accessible and easy to manage my account on a daily basis. Zopa is clearly a customer friendly service. Thank you Reviewed on: 15th April 2026

Happy with zopa

Great so far with Zopa, very handy and helpful and the fees arent a rip off. Reviewed on: 15th April 2026

Zopa credit card is the best .

Zopa credit card is the best credit card I have ever used, no one has given me a credit card but I applied to Zopa and I got a yes straight away Reviewed on: 15th April 2026

I always get good services in zopa

I always get good services in zopa Reviewed on: 15th April 2026

I have had a very posative respons to all

I have had a very posative respons to all Reviewed on: 15th April 2026

So easy and straight forward to use.

So easy and straight forward to use. The app is great and has so much information in it. Reviewed on: 15th April 2026

Excellent service throughout sight up

Excellent service throughout sight up Reviewed on: 15th April 2026

Great experience

Great experience from the start! Easy payment method,just a great all round experience Reviewed on: 15th April 2026

Best decision i made was to get a Zopa credit...

Best decision i made was to get a Zopa credit card Reviewed on: 15th April 2026

Zopa makes managing a credit card stress-free.

Zopa makes managing a credit card stress-free. I especially like how clearly everything is laid out in the app, from spending to repayments. Reviewed on: 15th April 2026

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