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Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 21st Jun 2025
18% decrease in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic service with my credit card,I never had a... Fantastic service with my credit card,I never had a problem that was not to much trouble to be sorted specially when I got scammed they cancelled the ... Read more Reviewed on: 21st June 2025
Alan R's avatar
Alan R

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (40270)

I have had a great service

5
I have had a great service, they are friendly, helpful and have the best and most easy to understand app Reviewed on: 27th April 2025

Had an issue with card being hacked.

5
Had an issue with card being hacked. So I got intouch with customer service. Within minutes I had a card cancelled and a new one on the way. Guy that sorted it out was 5 star Reviewed on: 27th April 2025

Zopa has been very helpful on short term financial d...

5
Zopa has been very helpful on short term financial difficulties arranging to make most of the payment plan and understand its customers hardship. This is great and why I am still a customer of Zopa Reviewed on: 27th April 2025

Great and excellent service, accessible mobile appli...

5
Great and excellent service, accessible mobile application Reviewed on: 27th April 2025

Very easy to use app and very good rates

5
Very easy to use app and very good rates Reviewed on: 27th April 2025

A very straight forward and honest company

5
A very straight forward and honest company Reviewed on: 27th April 2025

Best services that not receiving from other providers.

5
Best services that not receiving from other providers. Reviewed on: 27th April 2025

Excellent Value

5
Excellent value for money and service Reviewed on: 27th April 2025

Excellent service

5
Easy app to use l, customer service on point, Reviewed on: 27th April 2025

Zopa has been amazing for me to rebuild my credit sc...

5
Zopa has been amazing for me to rebuild my credit score after being in a IVA. Reviewed on: 26th April 2025

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