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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

First Class Service!

Love that my payments clear my balance near instantly. This allows me to budget better, and stay within my credit limit. The handy credit reporting and eligibility tool is also very useful for keeping track on your personal finances. Can’t fault them. Reviewed on: 15th February 2021

easy to use

great card and online facility which is easy to use Reviewed on: 15th February 2021

Brilliant

Very easy to use and not rip off merchants no problems at all with them Reviewed on: 15th February 2021

Brilliant service

I have a bad credit score and there credit card is brilliant for when u need something in a emergency would definitely recommend them. Reviewed on: 15th February 2021

Great!

Easy application and fantastic app! Reviewed on: 15th February 2021

Very good, straightforward banking

Loved using Zopa. Its been a stress free process from the beginning and they have great customer service also. Reviewed on: 15th February 2021

good service

very good service no problems app good Reviewed on: 15th February 2021

James lewis

Ok they're very helpful and quite cheap to have Reviewed on: 15th February 2021

Ease

Excellent online service with spending safety net Reviewed on: 15th February 2021

Would recommend

Great online App and would recommend to friends and family. Reviewed on: 15th February 2021

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