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Zopa: Credit card reviews

4.94
Based on 44,328 reviews, last reviewed 18th Apr 2026
44% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good customer service, Good customer service, good listening. Attend to carefully Reviewed on: 18th April 2026
Eunice O's avatar
Eunice O

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44328)

Easy to use

5
Exactly what it says on the tin Reviewed on: 15th February 2021

Easy and straightforward

5
Never had any problems, their app works very well . Reviewed on: 15th February 2021

Great Card Great service!

5
Easy to setup, app is simple and has all the information I need. It keeps me on track and notifies me when I make payments and tells me my balance. Reviewed on: 15th February 2021

Handy credit card

5
Ideal credit card, you know when you have spent as you get an instant alert from the app! Easy to understand and easy to use Reviewed on: 15th February 2021

Easy to use

5
Very good and nice card really enjoy using the app and like that I can view pin Reviewed on: 15th February 2021

Good

4
Really good credit card so far so good Reviewed on: 15th February 2021

Awesomness

5
Flexible, well-designed, priceless Reviewed on: 3rd February 2021

Super cool looking card and a super cool looking app!

5
Best mobile credit card app and aesthetically the best credit card out there in the market Reviewed on: 3rd February 2021

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