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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Very good service

Nice card. Online check easy. Many places used. Credit cards limit is okay Reviewed on: 15th February 2021

Great service

Very happy with the service and the control I have with this card. Reviewed on: 15th February 2021

Zopa my heros!

I was really struggling financially and needed to refinance stuff for affordability. Their rates were really fair considering my score at the time. It for me out of a terrible financial bind. Now I have a credit card with them too and back in the straight and now and my score has shot up! Thanks Zopa! Reviewed on: 15th February 2021

Zopa so easy to use !

Zopa is so easy and convenient to use. They give regular updates and notifications about my account. The app is really clear and simple to use. 5 star Reviewed on: 15th February 2021

Nothing special

Nothing special just like any other credit card Reviewed on: 15th February 2021

Friendly advisors

I had several queries with regards to my card, but help was at hand to help me understand Reviewed on: 15th February 2021

Great card

Quality product, easy to apply and use. Especially good feature in that as soon as you make payment it is applied to your account. Would certainly recommend. Reviewed on: 15th February 2021

Great bank

What I like best is there banking apt actually works and gives instant information about your daily banking great stuff Reviewed on: 15th February 2021

Review

No issuesveith zopa easy contact payments go through straight away into that account Reviewed on: 15th February 2021

Best credit card ever.

One of the best card ever. Quick approval, ease to use anywhere in the world, prompt to help me any time i need help from them. Thanks zopa. Reviewed on: 15th February 2021

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