Paid advertisement
Smart Money People Logo

Zopa: Credit card reviews

4.87
Based on 44,345 reviews, last reviewed 31st May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026
Loredana P's avatar
Loredana P

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44345)

Best credit card ever.

5
One of the best card ever. Quick approval, ease to use anywhere in the world, prompt to help me any time i need help from them. Thanks zopa. Reviewed on: 15th February 2021

Mr Joshua Stewart

5
The best of all credit card bank out there . Easy to use and very rewarding. Reviewed on: 15th February 2021

Great

5
Great provider easy to use and no problems when contacting them Reviewed on: 15th February 2021

Great service

5
Quick and easy to use and great customer interaction. Would highly recommend Reviewed on: 15th February 2021

Reliable

4
Reliable company. Quick delivery of my card Reviewed on: 15th February 2021

Great credit card

5
Quick and easy efficient service. Received my card within a few days. Online app easy to use. Would definitely recommend Reviewed on: 15th February 2021

Excellent service all round

5
Support, customer services. Credibility. Can't fault this new company. Reviewed on: 15th February 2021

Great Customer Service

5
I've been very happy with the responsiveness of the reps if I ever have issues. Reviewed on: 15th February 2021

5 star

5
Highly recommended, great service! App is very easy to use. Reviewed on: 15th February 2021

Simple, efficient, speedy

5
Instant updates when use cards simple app, highly recommended Reviewed on: 15th February 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69083 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1793 reviews
    Zopa
  • Cash ISA

    from Zopa 4.84 from 1545 reviews
    Zopa
    View all products