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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Good

The bank is always there for you no matter what Reviewed on: 15th February 2021

Very good service

Nice card. Online check easy. Many places used. Credit cards limit is okay Reviewed on: 15th February 2021

Great service

Very happy with the service and the control I have with this card. Reviewed on: 15th February 2021

Zopa my heros!

I was really struggling financially and needed to refinance stuff for affordability. Their rates were really fair considering my score at the time. It for me out of a terrible financial bind. Now I have a credit card with them too and back in the straight and now and my score has shot up! Thanks Zopa! Reviewed on: 15th February 2021

Zopa so easy to use !

Zopa is so easy and convenient to use. They give regular updates and notifications about my account. The app is really clear and simple to use. 5 star Reviewed on: 15th February 2021

Nothing special

Nothing special just like any other credit card Reviewed on: 15th February 2021

Friendly advisors

I had several queries with regards to my card, but help was at hand to help me understand Reviewed on: 15th February 2021

Great card

Quality product, easy to apply and use. Especially good feature in that as soon as you make payment it is applied to your account. Would certainly recommend. Reviewed on: 15th February 2021

Great bank

What I like best is there banking apt actually works and gives instant information about your daily banking great stuff Reviewed on: 15th February 2021

Review

No issuesveith zopa easy contact payments go through straight away into that account Reviewed on: 15th February 2021

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