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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Convenient service and good rate

5
Good rate provided and easy application Reviewed on: 15th February 2021
aaronhand@hotmail.co.uk's avatar
[email protected]

Excellent Service

5
No other Credit Card provider will respond to queries as quick. Simple. Reviewed on: 15th February 2021
Johnny McCamley's avatar
Johnny McCamley

Really happy and easy to use banking

5
From start to end the process is so early I would recommend to all to get a zopa Reviewed on: 15th February 2021
campbellbruns@me.com's avatar
[email protected]

Great customer service

5
People that care and cannot do enough for you, Brilliant!! Reviewed on: 15th February 2021
Nick Davies's avatar
Nick Davies

Perfect fit

5
Everything you need in a card,and a bit more,fantastic idea to put a reserve back up for emergencies. Immediate notifications are a good bonus Reviewed on: 15th February 2021
Mark B's avatar
Mark B

Easy and simple .always in control

5
Affordable credit limit The app is straight forward and easy to use Kept informed all the way so no supprises Reviewed on: 15th February 2021
Wayne pryor's avatar
Wayne pryor

Great company

5
Super easy to deal with. Great app to Manage my account. Excellent product and customer service. Reviewed on: 15th February 2021
R j hill's avatar
R j hill

Mr A. Aparajithan

5
Valuable....Great to have this card to back up Reviewed on: 15th February 2021
aparajithan@hotmail.com's avatar
[email protected]

Great credit card.

5
Great credit card with great rates. Reviewed on: 15th February 2021
mattfey@btinternet.com's avatar
[email protected]

Recommended

5
Simple to use !!! Does what it says on the tin Reviewed on: 15th February 2021
ClaireeC77@yahoo.co.uk's avatar
[email protected]

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