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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Zopa - oh Ja!

Credit card where any payments made using your debit card appear immediately. Simple to use app. These two functions combined make Zopa brilliant. Reviewed on: 15th February 2021

Super service from Zopa

Recently joined Zopa and found everything easy Reviewed on: 15th February 2021

best credit card

The best credit card I have ever had. I strongly recommend it. Reviewed on: 15th February 2021

Great Credit Card

Zopa is a very good provider they are clear with the information they provide and it’s very easy to understand the conditions and terms of the agreement Reviewed on: 15th February 2021

ZOPA Awesome

Friendly and helpful and top class A++++++ Reviewed on: 15th February 2021

Great, easy approach and professional

Had no problems app was great and easy to use for tge time I was with zopa I have nothing bad about my experience would highly recommend Reviewed on: 15th February 2021

Really easy app

The zopa app is really easy to use. With some great features ie having a safety net, so you don't over spend. Reviewed on: 15th February 2021

Convenient service and good rate

Good rate provided and easy application Reviewed on: 15th February 2021

Excellent Service

No other Credit Card provider will respond to queries as quick. Simple. Reviewed on: 15th February 2021

Really happy and easy to use banking

From start to end the process is so early I would recommend to all to get a zopa Reviewed on: 15th February 2021

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