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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Excellent service

Excellent service at all times with a great easy to downloadable app which is easy to use. Reviewed on: 15th February 2021

Zopa - oh Ja!

Credit card where any payments made using your debit card appear immediately. Simple to use app. These two functions combined make Zopa brilliant. Reviewed on: 15th February 2021

Super service from Zopa

Recently joined Zopa and found everything easy Reviewed on: 15th February 2021

best credit card

The best credit card I have ever had. I strongly recommend it. Reviewed on: 15th February 2021

Great Credit Card

Zopa is a very good provider they are clear with the information they provide and it’s very easy to understand the conditions and terms of the agreement Reviewed on: 15th February 2021

ZOPA Awesome

Friendly and helpful and top class A++++++ Reviewed on: 15th February 2021

Great, easy approach and professional

Had no problems app was great and easy to use for tge time I was with zopa I have nothing bad about my experience would highly recommend Reviewed on: 15th February 2021

Really easy app

The zopa app is really easy to use. With some great features ie having a safety net, so you don't over spend. Reviewed on: 15th February 2021

Convenient service and good rate

Good rate provided and easy application Reviewed on: 15th February 2021

Excellent Service

No other Credit Card provider will respond to queries as quick. Simple. Reviewed on: 15th February 2021

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