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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44328 reviews)

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4.94

Based on 44,328 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good customer service, Good customer service, good listening. Attend to carefully Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44328)

Really easy app

The zopa app is really easy to use. With some great features ie having a safety net, so you don't over spend. Reviewed on: 15th February 2021

Convenient service and good rate

Good rate provided and easy application Reviewed on: 15th February 2021

Excellent Service

No other Credit Card provider will respond to queries as quick. Simple. Reviewed on: 15th February 2021

Really happy and easy to use banking

From start to end the process is so early I would recommend to all to get a zopa Reviewed on: 15th February 2021

Great customer service

People that care and cannot do enough for you, Brilliant!! Reviewed on: 15th February 2021

Perfect fit

Everything you need in a card,and a bit more,fantastic idea to put a reserve back up for emergencies. Immediate notifications are a good bonus Reviewed on: 15th February 2021

Easy and simple .always in control

Affordable credit limit The app is straight forward and easy to use Kept informed all the way so no supprises Reviewed on: 15th February 2021

Great company

Super easy to deal with. Great app to Manage my account. Excellent product and customer service. Reviewed on: 15th February 2021

Mr A. Aparajithan

Valuable....Great to have this card to back up Reviewed on: 15th February 2021

Great credit card.

Great credit card with great rates. Reviewed on: 15th February 2021

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