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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Great card, helpful and amazing app and great support and advice

5
I have poor credit and Zopa has opened the doors to help meanage my money and the App and messaging alert functions is really helping me manage my money and improve my credit. No other bank has made being better with money so easy and open. Highly recommended Reviewed on: 15th February 2021
James's avatar
James

Excellent service

5
Excellent service and really helpful Reviewed on: 15th February 2021
Stewart 's avatar
Stewart

Fantastic

5
Easy to apply and easy to manage on app Reviewed on: 15th February 2021
Claire's avatar
Claire

Easy peasy

5
I am new to Zopa and find it very easy to use and check balance, make payments etc Reviewed on: 15th February 2021
s29nmc@gmail.com's avatar
[email protected]

Flexible, accessible and transparent product with excellent customer service

5
Very good user-friendly website with easy to navigate pages. The vetting process is quick and easy to follow. Decisions are speedy. Once loans are granted you can track repayments easily. Early repayment is no bother. One of the best companies around Reviewed on: 15th February 2021
hirsty's avatar
hirsty

Very good company

5
Trustworthy and honest company. Affordable repayments and customer service is always good Reviewed on: 15th February 2021
J's avatar
J

The best overall card and service

5
The app and the card are brilliant Reviewed on: 15th February 2021
Mr b 's avatar
Mr b

Zopa are the perfect choice to help rebuild your finances and credit rating. Excellent!

5
At the point of first contact when I took the card on Zopa have been supporting and open in their practice, nothing hidden, I would highly recommend them to family and friends. Reviewed on: 15th February 2021
Andrew Mearman's avatar
Andrew Mearman

Excellent service

5
Great service , great comma and updates including a quick red on credit rating every month A+++ for someone rebuilding credit rating Reviewed on: 15th February 2021
Rob's avatar
Rob

Awesomely easy

5
Easy to use app, great features and hassle free. How credit cards should be. Reviewed on: 15th February 2021
markvyse1805@icloud.com's avatar
[email protected]

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