Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44347)

Excellent

5
Excellent easy to use service efficiency user friendly Reviewed on: 15th February 2021
jaysonlubagalaxy@googlemail.com's avatar
[email protected]

Excellent

5
Quick efficient no false promises good rate Reviewed on: 15th February 2021
Shieldsy's avatar
Shieldsy

Excellent service

5
No nonsense straight talking easy to deal with Everything explained in an easy to understand Good set up app as well Reviewed on: 15th February 2021
zane21.59@btinternet.com's avatar
[email protected]

Great credit card

5
I'm so glad I have this card. It's amazing Reviewed on: 15th February 2021
Krassimira's avatar
Krassimira

Brilliant

5
Brilliant company excellent service and very easy to use the app Reviewed on: 15th February 2021
Mousey7's avatar
Mousey7

Flawless

5
From start to finish Zopa has been brilliant, the application to having the Account is so seamless. Top work guys Reviewed on: 15th February 2021
jaywalsh1985's avatar
jaywalsh1985

Simple

5
A really great simple informative process with some great features in the app Reviewed on: 15th February 2021
gregs8878@gmail.com's avatar
[email protected]

Easy to use

5
Just a great card, great service - genuinely makes me think normal traditional ways of banking are coming to an end. Reviewed on: 15th February 2021
waltham@hotmail.com's avatar
[email protected]

Fantastic service

5
I have found Zopa a great service, keeps me updated on on credit score and whether my borrowing power has changed. Really helps me keep on track, great credit building card. Reviewed on: 15th February 2021
shanmer10@gmail.com's avatar
[email protected]

Really easy to manage

5
I'm really liking this card. I like that there is the feature of setting aside a buffer, and that the app is so easy to use and gives me alerts to each purchase so no surprises. Really useful. Reviewed on: 15th February 2021
Ellen's avatar
Ellen

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.88 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.83 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill