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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,345 reviews, last reviewed 31st May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026
Loredana P's avatar
Loredana P

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44345)

Excellent service

5
No nonsense straight talking easy to deal with Everything explained in an easy to understand Good set up app as well Reviewed on: 15th February 2021
zane21.59@btinternet.com's avatar
[email protected]

Great credit card

5
I'm so glad I have this card. It's amazing Reviewed on: 15th February 2021
Krassimira's avatar
Krassimira

Brilliant

5
Brilliant company excellent service and very easy to use the app Reviewed on: 15th February 2021
Mousey7's avatar
Mousey7

Flawless

5
From start to finish Zopa has been brilliant, the application to having the Account is so seamless. Top work guys Reviewed on: 15th February 2021
jaywalsh1985's avatar
jaywalsh1985

Simple

5
A really great simple informative process with some great features in the app Reviewed on: 15th February 2021
gregs8878@gmail.com's avatar
[email protected]

Easy to use

5
Just a great card, great service - genuinely makes me think normal traditional ways of banking are coming to an end. Reviewed on: 15th February 2021
waltham@hotmail.com's avatar
[email protected]

Fantastic service

5
I have found Zopa a great service, keeps me updated on on credit score and whether my borrowing power has changed. Really helps me keep on track, great credit building card. Reviewed on: 15th February 2021
shanmer10@gmail.com's avatar
[email protected]

Really easy to manage

5
I'm really liking this card. I like that there is the feature of setting aside a buffer, and that the app is so easy to use and gives me alerts to each purchase so no surprises. Really useful. Reviewed on: 15th February 2021
Ellen's avatar
Ellen

Great card, helpful and amazing app and great support and advice

5
I have poor credit and Zopa has opened the doors to help meanage my money and the App and messaging alert functions is really helping me manage my money and improve my credit. No other bank has made being better with money so easy and open. Highly recommended Reviewed on: 15th February 2021
James's avatar
James

Excellent service

5
Excellent service and really helpful Reviewed on: 15th February 2021
Stewart 's avatar
Stewart

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