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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great credit card

Always keeps me informed on my spending, highly recommend Reviewed on: 15th February 2021

Perfectly happy!

Great card and app. Easy to use and brilliant customer service. Reviewed on: 15th February 2021

Brilliant credit card provider

Kept up to date with your credit usage and helpful advice on managing your credit and how to improve your score. Modern and up to date app to use just fab Reviewed on: 15th February 2021

Zuper zopa!

Brilliant customer services, and fabulous new products. Have had great support during the pandemic too. Really recommend these guys. Reviewed on: 15th February 2021

Excellent

It’s been great from I since signing up with Zopa Reviewed on: 15th February 2021

Top credit card zopla

I think zopla is brilliant no problem with them Reviewed on: 15th February 2021

Brilliant

Don’t change a thing, pleased with everything so far and an exceptional service Reviewed on: 15th February 2021

Easy to apply and use

Application for the card was simple and straightforward and app is easy to use Reviewed on: 15th February 2021

Great experience from an intuitive provider

Intuitive Easy to use Excellent service Reviewed on: 15th February 2021

Zopa Credit card

Easy to apply card came quickly and the only time I've used their customer services they were fast and friendly and sorted the issue out I was having with minimal fuss couldn't ask for more Reviewed on: 15th February 2021

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