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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44354)

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5
Very good customer service nice and polite way to talk Reviewed on: 15th February 2021

Easy to use

5
I have found Zopa very easy and smart credit card, it also tells you about the credit strength too which is brilliant. Reviewed on: 15th February 2021

Easy

5
Quick easy and efficient. What is not to love? Reviewed on: 15th February 2021

Easy application process, site easy to manoeuvre around.

5
Great experience Definitely easy to use. Reviewed on: 15th February 2021

Easy to use

4
Great app allows you to communicate with agents quickly and effectively, so convenient! Reviewed on: 15th February 2021

superb service

5
I couldn’t be happier with my card, they have been so straight forward with my account and help me get a card I can afford Reviewed on: 15th February 2021

Foreign currency

5
No charges for foreign currency transactions, amazing service :) Reviewed on: 15th February 2021

Great credit card

5
Always keeps me informed on my spending, highly recommend Reviewed on: 15th February 2021

Perfectly happy!

4
Great card and app. Easy to use and brilliant customer service. Reviewed on: 15th February 2021

Brilliant credit card provider

5
Kept up to date with your credit usage and helpful advice on managing your credit and how to improve your score. Modern and up to date app to use just fab Reviewed on: 15th February 2021

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