Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44347)

Professional, easy access via app

5
Really impressed with how easy it is to keep an eye on what I am spending via the app. This helps me to manage my finances and ensures it helps improve my credit rating. Reviewed on: 15th February 2021
John Roberts's avatar
John Roberts

Best Credit Card Ever

5
Everything so easy- application, change of payment date, app, payments. Reviewed on: 15th February 2021
Credit Card User's avatar
Credit Card User

Excellent service

5
Zopa are fantastic excellent customer service there app is easy to use there's not much else I can say apart from there number 1 in my eyes keep up the great service thanks. Reviewed on: 15th February 2021
Jon's avatar
Jon

Offer increase limit

5
Very good customer service nice and polite way to talk Reviewed on: 15th February 2021
Rizwan 's avatar
Rizwan

Easy to use

5
I have found Zopa very easy and smart credit card, it also tells you about the credit strength too which is brilliant. Reviewed on: 15th February 2021
Hussain's avatar
Hussain

Easy

5
Quick easy and efficient. What is not to love? Reviewed on: 15th February 2021
Michael Parnell 's avatar
Michael Parnell

Easy application process, site easy to manoeuvre around.

5
Great experience Definitely easy to use. Reviewed on: 15th February 2021
PareeceOxford's avatar
PareeceOxford

Easy to use

4
Great app allows you to communicate with agents quickly and effectively, so convenient! Reviewed on: 15th February 2021
Anj29's avatar
Anj29

superb service

5
I couldn’t be happier with my card, they have been so straight forward with my account and help me get a card I can afford Reviewed on: 15th February 2021
paulgargan2384@hotmail.co.uk's avatar
[email protected]

Foreign currency

5
No charges for foreign currency transactions, amazing service :) Reviewed on: 15th February 2021
Mohammad's avatar
Mohammad

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.88 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.83 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill