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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Go go zopa

Simple, easy to use, customer friendly, they have it all Reviewed on: 15th February 2021

Excellent card and service

The best card I have got, easy to apply for and easy to use and manage Reviewed on: 15th February 2021

Great addition

Nothing but great service from Zopa. The app is brilliant and the borrowing power feature is a little gem to help with your credit score. Reviewed on: 15th February 2021

Best in the market

Easy to use, simple app, quick decisions, excellent customer service, always have the most competitive rates and keep you updated with offers and ways to improve your scores. Wouldn’t look anywhere else now Reviewed on: 15th February 2021

2nd chance

Zipa gave me a 2nd chance after money problems when nobody else would thanks zopa. Reviewed on: 15th February 2021

excellent

great app great service all very easy to use excellent customer service Reviewed on: 15th February 2021

Great!

Great service, great care and a responsible approach to banking. Thank you Reviewed on: 15th February 2021

Professional, easy access via app

Really impressed with how easy it is to keep an eye on what I am spending via the app. This helps me to manage my finances and ensures it helps improve my credit rating. Reviewed on: 15th February 2021

Best Credit Card Ever

Everything so easy- application, change of payment date, app, payments. Reviewed on: 15th February 2021

Excellent service

Zopa are fantastic excellent customer service there app is easy to use there's not much else I can say apart from there number 1 in my eyes keep up the great service thanks. Reviewed on: 15th February 2021

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