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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,345 reviews, last reviewed 31st May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026
Loredana P's avatar
Loredana P

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44345)

Excellent service

5
Zopa are fantastic excellent customer service there app is easy to use there's not much else I can say apart from there number 1 in my eyes keep up the great service thanks. Reviewed on: 15th February 2021
Jon's avatar
Jon

Offer increase limit

5
Very good customer service nice and polite way to talk Reviewed on: 15th February 2021
Rizwan 's avatar
Rizwan

Easy to use

5
I have found Zopa very easy and smart credit card, it also tells you about the credit strength too which is brilliant. Reviewed on: 15th February 2021
Hussain's avatar
Hussain

Easy

5
Quick easy and efficient. What is not to love? Reviewed on: 15th February 2021
Michael Parnell 's avatar
Michael Parnell

Easy application process, site easy to manoeuvre around.

5
Great experience Definitely easy to use. Reviewed on: 15th February 2021
PareeceOxford's avatar
PareeceOxford

Easy to use

4
Great app allows you to communicate with agents quickly and effectively, so convenient! Reviewed on: 15th February 2021
Anj29's avatar
Anj29

superb service

5
I couldn’t be happier with my card, they have been so straight forward with my account and help me get a card I can afford Reviewed on: 15th February 2021
paulgargan2384@hotmail.co.uk's avatar
[email protected]

Foreign currency

5
No charges for foreign currency transactions, amazing service :) Reviewed on: 15th February 2021
Mohammad's avatar
Mohammad

Great credit card

5
Always keeps me informed on my spending, highly recommend Reviewed on: 15th February 2021
julie bassett's avatar
julie bassett

Perfectly happy!

4
Great card and app. Easy to use and brilliant customer service. Reviewed on: 15th February 2021
Jules's avatar
Jules

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