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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Using since more than 6 months still i haven’t got e...

Using since more than 6 months still i haven’t got extra credit limit i don’t know why while other cards are offering limit increase just zopa is not offering Reviewed on: 18th April 2026

Good customer service,

Good customer service, good listening. Attend to carefully Reviewed on: 18th April 2026

The app is good and interest rates on savings is ex...

The app is good and interest rates on savings is excellent Reviewed on: 18th April 2026

Good service and the app is easy to use

Good service and the app is easy to use Reviewed on: 18th April 2026

Excellent company, very professional and good custom...

Excellent company, very professional and good customer service Reviewed on: 17th April 2026

They have been very fair and great to use I'm emerge...

They have been very fair and great to use I'm emergencies. Reviewed on: 17th April 2026

I have good experience with using cards im using eve...

I have good experience with using cards im using every day for my card Reviewed on: 17th April 2026

Zopa is my wife

I have had a great experience with Zopa. I have never had a problem buying anything from Zopa. It supports me just like my wife. I am very happy with Zopa. Reviewed on: 17th April 2026

My experience so far with Zopa is very good.

My experience so far with Zopa is very good. But the limit giving to me was too small. Which i think i am managing it not to exceed my limit. Reviewed on: 17th April 2026

I've been with Zopa for a while now and the customer...

I've been with Zopa for a while now and the customer service they provide is excellent. Reviewed on: 17th April 2026

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