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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great card.

Great card. Easy to use. Good credit builder Reviewed on: 15th March 2026

Good it works everywhere every time

Good it works everywhere every time Reviewed on: 15th March 2026

Great and Easy Credit Card Experience

I had a very good experience with Zopa credit card. The application process was simple and quick. The app is easy to use and helps me keep track of my spending. Customer service was also helpful when I needed assistance. Overall, I am satisfied with the service and would recommend it to others looking for a reliable credit card. Reviewed on: 15th March 2026

Good credit card ideal for those unexpected payment

Good credit card ideal for those unexpected payment Reviewed on: 14th March 2026

Great company

Great company give you a second chance even if you have poor credit Reviewed on: 14th March 2026

I’m extremely happy with my card!

I’m extremely happy with my card!!! Reviewed on: 14th March 2026

Great company happy customer

Easy to use app, great products and good customer service Reviewed on: 14th March 2026

Zop helped me get my credit status back up great co...

Zopa helped me get my credit status back up great company highly recommended if you need a credit card zopa is the one Reviewed on: 13th March 2026

Just great.

Just great. Can't say any more than that Reviewed on: 13th March 2026

All easy

All easy yo manage. Good service. Easy to use app Reviewed on: 13th March 2026

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