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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

MOVE Online provided an excellent service from start...

MOVE Online provided an excellent service from start to finish. The platform is easy to navigate, and the support team is professional, friendly, and quick to respond. They made everything simple and hassle-free. I’d highly recommend them to anyone looking for a reliable service. Reviewed on: 21st April 2026

Good service i like zopa

Good service i like zopa rates and service Reviewed on: 20th April 2026

Very efficient service

Very efficient service. Application works well Reviewed on: 19th April 2026

My experience with Zopa has been great.

My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

A* easy to use app , easy to talk with and very help...

A* easy to use app , easy to talk with and very helpful staff Reviewed on: 18th April 2026

Always fantastic always receive excellent support

Always fantastic always receive excellent support Reviewed on: 18th April 2026

Using since more than 6 months still i haven’t got e...

Using since more than 6 months still i haven’t got extra credit limit i don’t know why while other cards are offering limit increase just zopa is not offering Reviewed on: 18th April 2026

Good customer service,

Good customer service, good listening. Attend to carefully Reviewed on: 18th April 2026

The app is good and interest rates on savings is ex...

The app is good and interest rates on savings is excellent Reviewed on: 18th April 2026

Good service and the app is easy to use

Good service and the app is easy to use Reviewed on: 18th April 2026

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