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Zopa: Credit card reviews

4.87
Based on 44,343 reviews, last reviewed 13th May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44343)

I have good experience with using cards im using eve...

5
I have good experience with using cards im using every day for my card Reviewed on: 17th April 2026

Zopa is my wife

5
I have had a great experience with Zopa. I have never had a problem buying anything from Zopa. It supports me just like my wife. I am very happy with Zopa. Reviewed on: 17th April 2026

My experience so far with Zopa is very good.

4
My experience so far with Zopa is very good. But the limit giving to me was too small. Which i think i am managing it not to exceed my limit. Reviewed on: 17th April 2026

I've been with Zopa for a while now and the customer...

5
I've been with Zopa for a while now and the customer service they provide is excellent. Reviewed on: 17th April 2026

Excellent no hassle credit card excellent service as...

5
Excellent no hassle credit card excellent service as always Reviewed on: 17th April 2026

Just started using my card no bother at all so easy...

5
Just started using my card no bother at all so easy no catches nothing it is a pleasure to have a Zopa card thank you. Reviewed on: 17th April 2026

Great service I had mislaid my card and orderd anoth...

5
Great service I had mislaid my card and orderd another on which turned up sooner than stated Thank you! Reviewed on: 17th April 2026

Since l started using Zopa l don't have any problems.

5
Since l started using Zopa l don't have any problems. Reviewed on: 17th April 2026

Allmost good, will see in the future

5
Allmost good, will see in the future…About increase…will see Reviewed on: 17th April 2026

It always seems very easy to use and communicate with.

5
It always seems very easy to use and communicate with. Reviewed on: 17th April 2026

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