Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,971 reviews, last reviewed 15th Feb 2026
166900% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service and best interest rates compare to... Excellent service and best interest rates compare to other bank. Helpful customer support team. Keep it up. Reviewed on: 15th February 2026
anant Varkate's avatar
anant Varkate

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (41971)

Always helpful.

5
Always helpful. Easy to see balance and make payments. Prompt reminders for payments Reviewed on: 21st January 2026
Martin's avatar
Martin

all good thank you and very helpful about all my...

5
all good thank you and very helpful about all my needs Reviewed on: 21st January 2026
Peter J's avatar
Peter J

The rates are very competitive, the app is very easy...

5
The rates are very competitive, the app is very easy to use and self explanatory Reviewed on: 20th January 2026
John g's avatar
John g

Building my credit score

5
I have this credit card to help build my credit score and i'm very happy as this has had a massive impact. Reviewed on: 20th January 2026
Laura P's avatar
Laura P

Zoopa helped me build my credit by giving me sma...

5
Zoopa helped me build my credit by giving me small balance a very good interest rate and rewarding me by increasing limit with sensible use I would recommend zoopa to anyone who like me has had financial stuggles but is trying to re build Reviewed on: 20th January 2026
Pam's avatar
Pam

Not long winded to make a payment also easy and stra...

5
Not long winded to make a payment also easy and straightforward to make a payment Reviewed on: 20th January 2026
Christine mcphee's avatar
Christine mcphee

It would be a lot better if I could ring you as your...

5
It would be a lot better if I could ring you as your website can be difficult to navigate with Reviewed on: 20th January 2026
Mark T's avatar
Mark T

Fast to make payments.

5
Fast to make payments. Very good. Reviewed on: 20th January 2026
Cristina A's avatar
Cristina A

Excellent

5
Very helpful and professional, I had my card compromised and they dealt with very fast and efficient Reviewed on: 19th January 2026
Teresa C's avatar
Teresa C

So easy to use & clear statements.

5
So easy to use & clear statements. .customer service excellent. Reviewed on: 19th January 2026
Peter C's avatar
Peter C

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill