Smart Money People Logo

Zopa: Smart Saver reviews

4.93
Based on 8,052 reviews, last reviewed 3rd Apr 2026
82100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026
Susan A's avatar
Susan A

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Smart Saver reviews (8052)

Great variety of products, easy to move things aroun...

4
Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Easy to use App

5
Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Biscuit Tin

5
Their Biscuit Tin Account such a clever concept to encourage saving with an extremely competitive interest rate, does what it says on the tin. Reviewed on: 25th March 2026

Good rates and easily opened online.

4
Good rates and easily opened online. Reviewed on: 24th March 2026

BigG Zopa

5
Simple and clear website, great rates. Reviewed on: 24th March 2026

An easy app to navigate.

5
An easy app to navigate. Started with a very competitive interest rate. Reviewed on: 24th March 2026

Great product great app easy to use

5
Great product great app easy to use Reviewed on: 21st March 2026

Excellent interest on savings

5
Zoos offer excellent rates on their savings accounts and the process for opening accounts is very easy. Reviewed on: 20th March 2026

Outstanding rewards (direct debit cashback!

5
Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is clearly an innovative, forward-thinking, energetic neo-bank! Reviewed on: 16th March 2026

Zopa is a winner

5
Very easy to set up and and the app is easy to understand. Would definitely recommend to friends. Reviewed on: 16th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 4.94 from 5953 reviews
    Zopa
  • Cash ISA

    from Zopa 4.94 from 1539 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 43503 reviews
    Zopa
    View all products