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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8045 reviews)

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4.94

Based on 8,045 reviews, last reviewed 20th Mar 2026

81600% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent interest on savings Zoos offer excellent rates on their savings accounts and the process for opening accounts is very easy. Reviewed on: 20th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8045)

Excellent interest on savings

Zoos offer excellent rates on their savings accounts and the process for opening accounts is very easy. Reviewed on: 20th March 2026

Outstanding rewards (direct debit cashback!

Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is clearly an innovative, forward-thinking, energetic neo-bank! Reviewed on: 16th March 2026

Zopa is a winner

Very easy to set up and and the app is easy to understand. Would definitely recommend to friends. Reviewed on: 16th March 2026

Moving money from save to current account

I wish I could move money from my primary savings into my biscuit bank account without having to do a withdrawal Reviewed on: 13th March 2026

Slow Money transfers!

Interest rates are good. Moving money is very slow, internally and externally, which I don’t understand, as most banks are instant. Reviewed on: 12th March 2026

Excellent Banking Service with Great Rates

Very quick simple to use and great savings rates with easy access pots makes managing your money efficiently and simply and your money is always access quickly and simply. Excellent Service Reviewed on: 12th March 2026

The app is very easy to navigate and understand.

The app is very easy to navigate and understand. The interest rate on savings is very competative. Reviewed on: 10th March 2026

My experience has been good so far.

My experience has been good so far. Good service Reviewed on: 10th March 2026

Easy yo access my account and to keep on top of my s...

Easy yo access my account and to keep on top of my spending. Reviewed on: 10th March 2026

Perfects for savings

Perfect for savings, It is secured and I don't have to worry about my money Reviewed on: 10th March 2026

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