Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7181 reviews)

View other Zopa products

4.94

Based on 7,181 reviews, last reviewed 12th Nov 2025

83% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025

Latest lowest rating:

1

Fraudulent activity on my account Fraudulent activity on my account but they’ve said I’ve done them, not slept for days worrying, currently still trying to get it sorted Reviewed on: 12th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (7181)

Excellent products with very good interest rates.

Excellent products with very good interest rates. Knowledgeable and friendly customer service too and easy to get hold of. I have been with zopa. Few years and they are by far the best bank account I have had so far and thry provide updates and reports on my financial status too eith recommendations. The app is very easy to use and everything is where It should be Reviewed on: 29th April 2025

Making good progress towards full banking

Making good progress towards full banking Reviewed on: 29th April 2025

Easy to set up and use.

Easy to set up and use. Secure and safe. Depositing and withdrawals are easy and quick to a designated bank. Great interest rates Reviewed on: 28th April 2025

Just a good and simple bank with good interest rates...

Just a good and simple bank with good interest rates Reviewed on: 28th April 2025

Love the separate pots.

Love the separate pots. Great interest rates and very easy to use Reviewed on: 28th April 2025

Easy to use and great rates

The app has been easy to use, and interest rates are good Reviewed on: 28th April 2025

Great interest rates and easy to use app.

Great interest rates and easy to use app. Fast money transfers too. Reviewed on: 28th April 2025

my account...easy access

Found signing up very easy anx accessing my account easy goo Reviewed on: 28th April 2025

Best banking app

Love how easy the app is to use. The different saving pots and choice of notice interest rates are a great idea. Reviewed on: 28th April 2025

Great Banking App.

Great Banking App. So easy to set up and use Reviewed on: 28th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bonus Saving Account
from first direct 4.74 from 41 reviews
Internet Saver
from Tesco Bank 3.24 from 22 reviews
Everyday e-Saver
from first direct 4.65 from 12 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.94 from 1262 reviews
Personal loan
from Zopa 4.94 from 65249 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub