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Zopa: Smart Saver reviews

4.94
Based on 7,456 reviews, last reviewed 16th Jan 2026
26800% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Using the app is so simple Everything is just simple - adding to or withdrawing from accounts etc. Excellent communications keeping me updated. Reviewed on: 16th January 2026
Holly H's avatar
Holly H

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7456)

Watch your money grow

5
It’s easy to save alongside other services, it’s as easy to get access if required and to watch your savings grow Reviewed on: 15th January 2026

5 star saver

5
Very happy to found them on the market Reviewed on: 15th January 2026

Very good application for saving and loan approval

5
Very good application for saving and loan approval Reviewed on: 15th January 2026

Easy Peasy

5
As a provider, their app is so easy to use and I feel that my money is safe even though it is not a 'high street bank'. I have my savings accounts here and they were easy and straight forward to open. I can view balances in the app and see interest rates with ease. It is very customer/user friendly. Reviewed on: 15th January 2026

Prompt quick response money in account within minutes.

5
Prompt quick response money in account within minutes. Couldn’t be happier with company. Reviewed on: 15th January 2026

Excellent products, competitive savings rates, very...

5
Excellent products, competitive savings rates, very good communications, excellent customer support and an accessible and easy to use website. Reviewed on: 15th January 2026

Good support for customers and lasting ears.

5
Good support for customers and lasting ears. Reviewed on: 15th January 2026

Easy to use app

5
I love the money pots you can create Reviewed on: 15th January 2026

Easy& fast to use even for a technophobe like me

5
Easy& fast to use even for a technophobe like me Reviewed on: 15th January 2026

I love zopa it’s the best bank I live in London and...

5
I love zopa it’s the best bank I live in London and I have to many friends use this bank zopa Reviewed on: 15th January 2026

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