Smart Money People Logo

Zopa: Smart Saver reviews

4.94
Based on 7,181 reviews, last reviewed 17th Nov 2025
83% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025
B Fox's avatar
B Fox

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Smart Saver reviews (7181)

Great Banking App.

5
Great Banking App. So easy to set up and use Reviewed on: 28th April 2025

Zopa’s competitive rates and simple to use app make...

5
Zopa’s competitive rates and simple to use app make saving easy. Reviewed on: 28th April 2025

Good interest rates and easy to use app.

5
Good interest rates and easy to use app. Reviewed on: 28th April 2025

Easy to setup with clear instructions.

5
Easy to setup with clear instructions. Reviewed on: 27th April 2025

Best interust rate e

5
Best intrust rate service well done Reviewed on: 27th April 2025

Excellent online banking provider with good interest...

5
Excellent online banking provider with good interest rates. Ease of access between accounts and enabling me to utilise excellent interest rates whilst saving in different pots! Reviewed on: 27th April 2025

Good saving account

5
Easy to use, good rate. Competitive. Reviewed on: 27th April 2025

Brilliant

4
Easy to use app, and a great rate of interest! Reviewed on: 27th April 2025

Excellent place to be, excellent place to save with

5
Excellent place to be, excellent place to save with Reviewed on: 27th April 2025

Easy to use savings account

5
I have a savings account which pays compatible interest and is very easy toude Reviewed on: 27th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 5.00 from 2 reviews
    Zopa
  • Cash ISA

    from Zopa 4.95 from 1262 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 65249 reviews
    Zopa
    View all products