Smart Money People Logo

Zopa: Smart Saver reviews

4.94
Based on 7,737 reviews, last reviewed 6th Mar 2026
52700% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Bank Easy to use the app and friendly and helpful staff on the phone. Reviewed on: 6th March 2026
Janet's avatar
Janet

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Smart Saver reviews (7737)

Ease of use

5
Ease of use and instant acknowledgment of spending Reviewed on: 6th March 2026

Great Challenger Babk

4
Great new challenger bank that pays current account interest & regular saver rates ov over 7% Reviewed on: 6th March 2026

Excellent service

5
I have had help from this company a couple of times, very quick response and excellent service. I would definitely recommend Reviewed on: 6th March 2026

Really good.

4
Really good. Amazing app and support Reviewed on: 6th March 2026

Zopa Biscuit

5
Excellent modern App. Love the cashback on Direct Debits and in credit interest. Love the upcoming direct debit indicator and warning if there are insufficient funds to pay them. Top ranking Regular Saver that issues interest on a monthly basis, helping compounding. Reviewed on: 6th March 2026

Great app and great interest rates

5
Great app and great interest rates Reviewed on: 6th March 2026

Great bank account and excellent savings

5
Easy to use. Rewards for using the current account and brilliant interest on the savers Reviewed on: 6th March 2026

Zopa has a very innovative website enabling secure d...

5
Zopa has a very innovative website enabling secure direct access to other banks for on line banking and a most competitive regular saver rate which beats inflation as it is over twice current cpi and uk bank rate. Reviewed on: 6th March 2026

Great service, excellent rates on easy access accoun...

5
Great service, excellent rates on easy access accounts & easy to use app Reviewed on: 6th March 2026

The app is very easy to use and they have a great sa...

5
The app is very easy to use and they have a great savings rate Reviewed on: 6th March 2026

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience. Write a review