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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7181 reviews)

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4.94

Based on 7,181 reviews, last reviewed 17th Nov 2025

83% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7181)

All good.

All good. Easy to use. Good interest rate. Reviewed on: 26th April 2025

Easy App to navigate and use.

Easy App to navigate and use. I’m not tech friendly so the Zopa App suits me & my needs perfectly. Reviewed on: 26th April 2025

Easy to use app with no problems

Easy to use app with no problems. Excellent savings pots features which can be easily setup and money but into, alongside great savings rates. Reviewed on: 26th April 2025

Does everything i need.

Does everything i need and is so easy to use the app. Reviewed on: 25th April 2025

Super smart super saver..

The smart saver setup is the best I’ve encountered across many banks or deposit takers. It’s easy to navigate gate and use on the Zopa app and has, particularly for new users, some exceptional interest rates. Reviewed on: 25th April 2025

Zopa has made it easier to save money and get in the...

Zopa has made it easier to save money and get in the habit for the long term Reviewed on: 25th April 2025

Happy with the service.

Happy with the service. Keep it up? Reviewed on: 25th April 2025

Easy to set up account.

Easy to set up account. Very quick to transfer money to and from ISA. Deposits only take a couple of minutes to show up in accounts Reviewed on: 25th April 2025

Very easy to understand, excellent customer service...

Very easy to understand, excellent customer service Reviewed on: 25th April 2025

Great product.

Great product. Easy to use, and a great rate. Reviewed on: 25th April 2025

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