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Zopa: Smart Saver reviews

4.94
Based on 7,737 reviews, last reviewed 6th Mar 2026
52700% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Bank Easy to use the app and friendly and helpful staff on the phone. Reviewed on: 6th March 2026
Janet's avatar
Janet

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7737)

Never had a problem with the ZOPA App very easy to m...

5
Never had a problem with the ZOPA App very easy to manage Reviewed on: 6th March 2026

Excellent Savings

5
Easy to join, easy app to use, excellent savings rates Reviewed on: 6th March 2026

Great service, super easy and great interest

5
Great service, super easy and great interest Reviewed on: 6th March 2026

The opening process was very easy..

5
I found the opening process very easy. The account has a really good interest rate. Reviewed on: 6th March 2026

Brilliant bank wish I had the account earlier

5
Brilliant bank wish I had the account earlier Reviewed on: 6th March 2026

Best interest rates, nuff said.

5
Best interest rates, nuff said. Easy to use. Reviewed on: 6th March 2026

Easy, simple and clear.

5
Easy, simple and clear.Already recommended to others Reviewed on: 6th March 2026

It works as it says xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx...

4
It works as it says xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx. Reviewed on: 6th March 2026

Very easy to set up a isa and I love how the app sho...

5
Very easy to set up a isa and I love how the app shows you exactly how much interest I'm making every day Reviewed on: 6th March 2026

Most interesting

5
Great savings rates, easy to use app, money back on direct debits - what's not to like - absolutely nothing. Great alround Reviewed on: 6th March 2026

Review Zopa: Smart Saver now

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