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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8145)

Very easy app to navigate and good products

Very easy app to navigate and good products Reviewed on: 16th April 2026

Zopa is an Excellent Provider

The app is easy to use, information provided is always relevant and timely. Transactions are quick and seamless. Reviewed on: 16th April 2026

Easy to open and user friendly app

Easy to open and user friendly app Reviewed on: 16th April 2026

Easy to use app.

Easy to use app. Easy to move money around and organise. Competitive rates. Reviewed on: 16th April 2026

User friendly app and superb bank account!

Such an easy app to use and my Zopa savings account has earned me lots of money! I love it so much, my daughter has also opened an account. Highly recommend! Reviewed on: 16th April 2026

Really helped me to develop a savings habit.

Really helped me to develop a savings habit. Reviewed on: 16th April 2026

Yoga AnnEasy to log in.

Easy to log in. Transferring money from one account to another Reviewed on: 16th April 2026

Outstanding savings provider

I have borrowed and saved with Zopa over the years and having saved with them I consider them to be one of the best banking and savings provider available. Reviewed on: 16th April 2026

Find the app easy to navigate, move money or make ch...

Find the app easy to navigate, move money or make changes to my savings. Good interest rates and choice of saving accounts. Reviewed on: 16th April 2026

Easy and hassle free banking, good interest rates an...

Easy and hassle free banking, good interest rates and the choice of accounts to suit everyone’s needs. Reviewed on: 16th April 2026

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