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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Easy and hassle free banking, good interest rates an...

Easy and hassle free banking, good interest rates and the choice of accounts to suit everyone’s needs. Reviewed on: 16th April 2026

Renewing cash ISA

I had trouble renew my cash ISA which took 3 calls to resolve. My Lloyds renewal took a few minutes to sort requiring no phone calls. Reviewed on: 16th April 2026

Very professional and friendly service

Very professional and friendly service Reviewed on: 16th April 2026

Fantastic

So easy to setup and add money. So easy to use. Reviewed on: 16th April 2026

The Zopa smart saver is a great savings account with...

The Zopa smart saver is a great savings account with very competitive interest rates. The saving pots have really helped me with my saving goals Reviewed on: 16th April 2026

ZOPA is number 1

The app is very informative, easy to access and understand. Very good offers, never had any problems when I’ve used the service Reviewed on: 16th April 2026

Zopa is so easy to use

Zopa is so easy to use and they keep you informed about upcoming changes and opportunities. I joined for great savings rates and am staying for the ease of use, clarity and information. I like seeing how much interest I’m earning, the stats on my pots and how quickly money can be transferred. Reviewed on: 16th April 2026

Easy to use app.

Easy to use app. Interest rates quite good. Reviewed on: 16th April 2026

Easy to use with a good rate of interest.

Easy to use with a good rate of interest. Reviewed on: 16th April 2026

Easy usage

Couldn’t be easier to use, continually updated for speed in transfers and customer usage. Reviewed on: 16th April 2026

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