Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

View other Zopa products

4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8052)

Nice and easy to set up my bank accounts

Nice and easy to set up my bank accounts with an easy to use App. Reviewed on: 8th March 2026

Excellent service and good interest rates.

Excellent service and good interest rates. Reviewed on: 8th March 2026

very easy setup with cleat to follow instructions.

very easy setup with cleat to follow instructions. Easy to use app and the best savings rates on the market! Reviewed on: 8th March 2026

I love banking with Zopa.

I love banking with Zopa. It’s seamless and has never failed me. I’ve recommended it to so many friends and they agree!!! Reviewed on: 8th March 2026

Easy to open, easy to run.

Easy to open, easy to run. I opened my accpont inless than 5 miniutes. Once opened I have added a number of savings pots which all receive the same excellent interest and make it easy to manage my home, travel and finace needs. moving monet in and out is seemles and direct access to other banks using open banking is beneficial. Reviewed on: 8th March 2026

Great savings rate.

Great savings rate. Best one around for putting away up to £300 per month. Reviewed on: 8th March 2026

Easy! App is very good

Easy to set up and manage m, great interest rates highly recommended Reviewed on: 8th March 2026

Review of the Zopa app

Review of the Zopa app I find the app easy to use with a clean and simple layout. I can clearly see my savings accounts, balances, and interest rates, which makes it easy to track my money. Moving money between different savings pots is quick and straightforward, and the app generally runs smoothly. Overall, I’ve had a good experience using the app. The savings rates are competitive, and it’s convenient to manage everything from my phone. However, I have noticed that sometimes the information provided by customer service has been inaccurate, which can be frustrating when trying to get clear answers. One of the main benefits for me is how simple it is to organise savings into different pots for different goals. On the downside, the app still feels a bit limited compared to some other banking apps, especially when it comes to extra financial tools or insights. From my experience, the app works well for saving and managing money easily, and the interface is very user-friendly. While I like the app overall, improvements in customer service accuracy and additional banking features would make the experience even better. Reviewed on: 8th March 2026

Great for Direct Debits

very good for Direct Debits and cash residue in account. Takes practise to navigate around the app. Reviewed on: 8th March 2026

Good app and good interest rates

Good app and good interest rates Reviewed on: 8th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Fixed Rate Savings
from M&S Bank - Marks and Spencer 5.00 from 1 reviews
Savings
from 1st Class Credit Union 5.00 from 16 reviews
Savings
from London Capital Credit Union 4.78 from 822 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5953 reviews
Credit card
from Zopa 4.94 from 43503 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub