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Zopa: Smart Saver reviews

4.94
Based on 8,051 reviews, last reviewed 25th Mar 2026
82100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026
Sarah M's avatar
Sarah M

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Easy to set up.

5
Easy to set up.Everything could be done online.Never had the need to call. Reviewed on: 9th March 2026

app based, easy to apply, access

5
app based, easy to apply, access Reviewed on: 9th March 2026

Great features for saving and banking and app is great.

5
Great features for saving and banking and app is great. The savings pots are particularly handy. Reviewed on: 9th March 2026

Easiest user-friendly savings app

5
Really easy to set up and great interface savings works well with bonus rates etc all very clear and user-friendly Reviewed on: 9th March 2026

Consumer friendly app.

5
Consumer friendly app..straight forward Anderson to use Reviewed on: 9th March 2026

Excellent bank

5
Good products provided and excellent rates Reviewed on: 9th March 2026

Easy to use and great rates.

5
Easy to use and great rates. App is excellent. Connects to other banks easily, notifies about payments instantly. Reviewed on: 9th March 2026

Straightforward and easy to set up and use.

5
Straightforward and easy to set up and use. Great app Reviewed on: 9th March 2026

Easy to use app - clear and simple

5
Easy to use app - clear and simple Reviewed on: 9th March 2026

Great account

5
Simple and quick to create an account. Was interested in the saving accounts and rates which is why I initially opened an account. Then started to transfer Direct debits to help cashback too. Would definitely recommend to others. Reviewed on: 9th March 2026

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