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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7181 reviews)

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4.94

Based on 7,181 reviews, last reviewed 17th Nov 2025

83% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7181)

User friendly, great interest rates

Zopa's Smart Saver is a great product. It's easy to move money in and out. The different pots, with interest rates relating to notice period are brilliant for locking away some money, while keeping other funds within easy access. Reviewed on: 11th January 2023

Best saving account out there

Can not fault. Absolutely brilliant, very competitive savings rate. Good interface app Reviewed on: 10th January 2023

Notice Accounts for the Masses

Finally, a bank which has made notice accounts modern - no longer a fusty old product! Thanks Zopa. Reviewed on: 10th January 2023

Great app/ easy to use/ good rates

Love the security, speed and ease of use of the zopa smart saver. Easiest way to save! Reviewed on: 10th January 2023

Easy process, great rates

I have a smart saver account with Zopa. It was very easy to set up and I’m really pleased with the rates they offer. Reviewed on: 10th January 2023

Excellent and very easy to use

Really good very easy to set up Reviewed on: 10th January 2023

One of the very best.

Top rates , Top service , Easy sign up , Great easy to use app! Reviewed on: 10th January 2023

Best Saving Product on the market

I have been using Zopa Smart Saver for 6 months now and it has been a great experience. I started to save more and earn more on what I save. Reviewed on: 10th January 2023

It just works!

Sleek app with a seamless experience what more could you want. Reviewed on: 10th January 2023

Great savings account

Great interest rate, nice UI and good additional saving features such as boosted pots and recurring top ups Reviewed on: 10th January 2023

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