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Zopa: Smart Saver reviews

4.93
Based on 8,052 reviews, last reviewed 3rd Apr 2026
82100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026
Susan A's avatar
Susan A

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

absolutely best

5
The rates are attractive and the app is very easy to use. Reviewed on: 13th January 2023

Excellent , flexible.

5
I love Zopa Smart saver the flexibility and pots. I have mys savings put in there and split out to pots for my children. Different pots and different suration with slighlty better rates. Reviewed on: 13th January 2023

Very good

5
There when i needed a loan and when i needed to start a savings.easy to get on with and move money around. Reviewed on: 13th January 2023

Brilliant way to save

5
Excellent app for saving and really good interest rates Easy to use can access anytime Reviewed on: 13th January 2023

Zopa Savings

5
A really user friendly way to save a little bit each months in money pots. Reviewed on: 13th January 2023

Excellent rates

5
Fantastic account with different levels of access offering excellent rates of interest Reviewed on: 13th January 2023

Great savings account

5
Great for saving, and you do not have to wait all year to see the interest you are making as they add it each month. Reviewed on: 13th January 2023

Excellent service for save some money if needed in the future.

5
Well recommend this service and everything else about the company, excellent, works well for me. Reviewed on: 13th January 2023

Great app, market leading APR for savings

5
really easy app to use, great functionality. Reviewed on: 13th January 2023

Best saver

5
Started using my saver last year and honestly first time I’ve stuck to a saving pot and had savings Reviewed on: 13th January 2023

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