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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Easy to use

Good rates Easy to use site Easy withdrawals Ability to increase rates by notice Reviewed on: 31st January 2023

Great savings rates with boost options

Started with Zopa in 2022 as was shown as best rates around and they've kept up with that. Really like the boost pot flexibility and would thoroughly recommend them Reviewed on: 31st January 2023

Simply smarter saving

Easy to save towards different goals, at competitive rates and all in one place. Reviewed on: 30th January 2023

Such an easy way to save money for different occasions

I love using Zopa to save in one account, and using different fund pots within it. It makes saving so much easier! Reviewed on: 30th January 2023

Excellent service

They help people when they need help Reviewed on: 29th January 2023

Wonderful experience

Excellent customer service, Nice banking experience Reviewed on: 28th January 2023

Amazing saving app with so many options

This app is fantastic, lots of different ways to save money. Easily save money without even noticing. Can also invest in the same place. Very easy to use would highly recommend! Reviewed on: 28th January 2023

very secure savings

does what it says on the tin I wanted a savings account and guess what? it’s a savings account Reviewed on: 28th January 2023

Best interest rates

Zopa constantly stand out for the highest interest rates on their instant access app only accounts - unlimited withdrawals and added extra of Boost pots - plus no technical issues ever Reviewed on: 27th January 2023

Excellent

Found it very easy to transfer money your able to get a savings account and just easy to use and see everything you have Reviewed on: 27th January 2023

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