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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Amazing

Great interest rates, great app and great service! Reviewed on: 26th January 2023

Amazing flexibility

Great to put away saving for different periods of time. App is really user friendly, easy to move money into pots and simple process to give notice to withdraw. Reviewed on: 26th January 2023

Recommend

Zopa is really easy to use and I love the way they offer Access pots to allow increased AER. I will soon be used their fixed term offers as well. Interest is awardede monthly and it's nice to see my pots growing! Reviewed on: 26th January 2023

Superb

The best online banking services. Highly recommended Reviewed on: 25th January 2023

Breath of fresh air in banking

I'm over the moon with my smart saver Reviewed on: 25th January 2023

Savings

Super outfit Delivers on time No problems Reviewed on: 24th January 2023

Easy to save

There were teething problems, and Zopa's app doesn't work when opening your account if you're using a VPN. But once you're set up your VPN will work fine, and it's really easy yo save money with direct vank transfers Reviewed on: 24th January 2023

Good way to save

This Zopa account allows you to save in tiers depending on how long you want the money to be tied up. You can move it between these tiers easily and withdrawals are fast. Recommended Reviewed on: 24th January 2023

Works ok

Cool way for me to save some for a rainy day. Reviewed on: 23rd January 2023

Great easy-to-use app

It was a breeze to set up a savings account. The app is clear and easy to use, making account management pleasant and straightforward. Reviewed on: 23rd January 2023

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