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Zopa: Personal loan reviews

4.94
Based on 67,051 reviews, last reviewed 17th Jan 2026
59100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Great team, great service Zopa team made me feel valued as a customer, were responsive and understood my requirements Reviewed on: 17th January 2026
Maz's avatar
Maz

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026
Tina Trice's avatar
Tina Trice

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (67051)

Great team, great service

5
Zopa team made me feel valued as a customer, were responsive and understood my requirements Reviewed on: 17th January 2026

Highly recommend

5
Highly recommend to people as you are a fantastic service and help and advice when needed so much I can not thank you enough for be so outstanding thank you Reviewed on: 17th January 2026

Fast and easy to apply.

5
Fast and easy to apply. Money received quickly once loan had been approved. App is easy to use. Reviewed on: 17th January 2026

Quick and friendly service and advice

5
Quick and friendly service and advice Reviewed on: 17th January 2026

Zopa survey

5
Easy to use and helpful customer support when applying Reviewed on: 17th January 2026

Easy to deal with and do exactly what they say they...

5
Easy to deal with and do exactly what they say they will do Reviewed on: 17th January 2026

Easy online and excellent app best place to go

5
Easy online and excellent app the helpline is good and you are treated respectfully Reviewed on: 17th January 2026

Always there when I needed them.

5
Always there when I needed them. Very fast payment once credit has been checked Reviewed on: 17th January 2026

Zopa exceptional services.

5
Zopa offers an exceptional range of services. The convenience of managing all your accounts within a single app greatly enhances your ability to control and oversee your financial matters. Additionally, Zopa provides monthly reminders for loan and credit card repayments, helping you stay on track and avoid missed payments. Their diverse offerings include various loan options, credit cards, and savings accounts, catering to a wide array of financial needs. I am thoroughly satisfied with Zopa and would highly recommend their services to anyone seeking reliable financial management solutions. Reviewed on: 17th January 2026

Great assistance at a critical pinch time

5
Great assistance at a critical pinch time Quick to apply for and very quick to approve without having to wait and worry Reviewed on: 17th January 2026

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