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Zopa: Personal loan reviews

4.94
Based on 68,051 reviews, last reviewed 20th Mar 2026
273800% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

FAST AND EFFICIENT EXCELLENT SERVICE MADE EVERYTHING... FAST AND EFFICIENT EXCELLENT SERVICE MADE EVERYTHING EFFORTLESS WOULD DEFINITELY COME BACK AGAIN Reviewed on: 20th March 2026
L H's avatar
L H

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68051)

FAST AND EFFICIENT EXCELLENT SERVICE MADE EVERYTHING...

5
FAST AND EFFICIENT EXCELLENT SERVICE MADE EVERYTHING EFFORTLESS WOULD DEFINITELY COME BACK AGAIN Reviewed on: 20th March 2026

Excellent service quick decision what's not to like

5
Excellent service quick decision what's not to like Reviewed on: 19th March 2026

First time loan for new bathroom

5
This the first time I have taken out a loan which was a bit daunting. However, the whole process was quick & easy a love how I can monitor my account & payments in the app. Reviewed on: 19th March 2026

My Journey. A successful hassle free loan application.

5
The loan application process was very simple and straight forward. Zopa understood my request and was able to process my application in a very prudent and efficient manner. As soon I was able to provide the documentation and information they required, I was given an answer straight away, and that gave me the confidence and feeling of satisfaction I was looking for when I needed it.. Reviewed on: 17th March 2026

Simply the best.

5
Great experience from start to finish. All the questions were easy to understand Reviewed on: 17th March 2026

I loved the process very fast and straight forward I...

4
I loved the process very fast and straight forward I was able to achieve my goal. Reviewed on: 16th March 2026

Reliable and Efficient

5
Great and fantastic, quick to resolve your problems. Reviewed on: 16th March 2026

my car broke down

5
my car broke down and I was easily able to get myself a small loans to cover getting a replacement. A few details to make sure I could afford it and the money was in my account in minutes. I like how easy the app is to use and to keep track of my account. Reviewed on: 14th March 2026

Very helpful and great service.

5
Very helpful and great service. Money quick into account when approved. Easy to apply Reviewed on: 14th March 2026

Very easy to deal with.

5
Very easy to deal with.Very quick to get loan. Reviewed on: 14th March 2026

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