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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69074 reviews)

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4.95

Based on 69,074 reviews, last reviewed 19th Apr 2026

7% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service quick response Excellent service quick response Reviewed on: 19th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69074)

Excellent service quick response

Excellent service quick response Reviewed on: 19th April 2026

Very good customer service helpful

Very good customer service helpful Reviewed on: 19th April 2026

5 star service

Could not be more happier. From start to finish. Easy application and the loan was in my bank account in under 2 minutes. No hassle at all. Reviewed on: 19th April 2026

Very easy application and quick process

Very easy application and quick process Reviewed on: 19th April 2026

Zopa was really good and quick to reply.

Zopa was really good and quick to reply. No nonsense financing Reviewed on: 19th April 2026

back to me with regards t...

Zopa were quick in getting back to me with regards to my application Reviewed on: 19th April 2026

used Zopa for home improvements

I’ve recently used Zopa when I was looking for a loan to finance some home improvements, and I honestly found the whole experience much easier than I expected. From the start, the application process was really straightforward. The questions were clear, and it didn’t take long at all to fill everything in. I appreciated that there wasn’t loads of complicated paperwork or confusing steps, it felt simple and very user-friendly. In addition I was pleasantly surprised at how quickly I received a decision. After submitting my application, I didn’t have to wait around wondering what was happening. The response came through much faster than I thought, which made the whole process far less stressful especially as I was eager to get started on home improvements. Overall, Zoopa made the experience smooth, quick, and hassle-free. If you’re looking for a loan and want something that’s easy to apply for with a fast decision, I’d definitely recommend giving them a try. Reviewed on: 19th April 2026

Keith Foggon

All straight forwasd staff were extremely helpful and knowledgeable Reviewed on: 19th April 2026

No non sense

Excellent experience, few straight forward questions, good rate , loan approved Reviewed on: 19th April 2026

Best lender ever

Easy to use and set up. Really good rates as well Reviewed on: 18th April 2026

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