Smart Money People Logo

Zopa: Personal loan reviews

4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69082)

It was so easy and straight forward to apply with ve...

5
It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no brainer. Would definitely use again in future if required. Reviewed on: 1st May 2026

excellent from start to finish, very smooth from the...

5
excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Whole process was Easy and hassle free Decision...

4
Whole process was Easy and hassle free Decision and funding amazingly fast Reviewed on: 25th April 2026

Value for money

5
Excellent for the money you get always tell people to go for this loan Reviewed on: 25th April 2026

Excellent service app fantastic each tim e I call th...

5
Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Zopa have been really supportive and helped me with...

5
Zopa have been really supportive and helped me with sorting out my finances. I am so grateful. Reviewed on: 21st April 2026

Easy to apply, quick to received funds and so super...

5
Easy to apply, quick to received funds and so super convenient being able to manage it using the app Reviewed on: 21st April 2026

Brilliantly quick service.

5
Brilliantly quick service. Money in my account within seconds Reviewed on: 20th April 2026

Excellent service quick response

5
Excellent service quick response Reviewed on: 19th April 2026

Very good customer service helpful

5
Very good customer service helpful Reviewed on: 19th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44340 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6589 reviews
    Zopa
    View all products