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Gary Keaney

Total reviews written

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1063

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All reviews (24)

Review of the Zopa, Credit card:

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Decent app-managed card, support needs to catch up

A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — responses come eventually but you're waiting days, not hours. I'll put it down to growing pains and hope they resource that team properly as they scale. Reviewed on: 25th June 2026

Review of the Experian, Credit Check:

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Does its job, no complaints - free is hard to beat

Using the free tier to keep tabs on my credit score and it covers what I need. Nothing fancy, but it's reliable. My wife gets the ID protection for free through Southern Water — I've been evaluating whether it's worth adding for myself but I'm not convinced the value is there for my use case. Reviewed on: 25th June 2026

Review of the PayPal, Payments:

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My card details stay mine - not every retailer's

The ability to check out without handing over my card details to every website I buy from is something I genuinely care about from a privacy standpoint. PayPal handles that well. It's quietly become something I'd struggle to shop without. Reviewed on: 25th June 2026

Review of the PayPal, Pay in 3:

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Handy way to spread costs but read the small print

Widely accepted and a useful option for splitting purchases. Two things to watch though: paying early can result in two payments hitting in the same month, and instalment dates near the end of the month can easily fall after your payday. Good product, just needs a bit of attention to timing. Reviewed on: 25th June 2026

Review of the TSB, Cash account:

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Mobile cheque deposit - every bank should offer this

Still fairly new to TSB but impressed so far. The mobile cheque deposit feature is brilliant -I'm baffled that some banks still haven't implemented it. Payments and authorisations are quick. Went into branch once to pay in cash and the staff were genuinely friendly and efficient. Reviewed on: 25th June 2026

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