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Zopa: Credit card reviews

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4.93
Based on 40,271 reviews, last reviewed 14th Oct 2025
83% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Help ed me when needed with more money Help ed me when needed with more money Reviewed on: 14th October 2025
Madalin D's avatar
Madalin D

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40271)

Simple and caring

5
Easy to monitor and keep track on..would recommend. Reviewed on: 15th February 2021
George's avatar
George

Amazing!

5
Never had any problems since taking out my credit card agreement with Zopa! Every time I’ve rang the customer service has been great! Well done Zopa! Reviewed on: 15th February 2021
am02's avatar
am02

Excellent service

5
Excellent service no hassle straightforward and simple Reviewed on: 15th February 2021
Marc hughes 's avatar
Marc hughes

Easy to use

5
Exactly what it says on the tin Reviewed on: 15th February 2021
chris.davis79@live.co.uk's avatar
[email protected]

Easy and straightforward

5
Never had any problems, their app works very well . Reviewed on: 15th February 2021
Marcelo Prado's avatar
Marcelo Prado

Great Card Great service!

5
Easy to setup, app is simple and has all the information I need. It keeps me on track and notifies me when I make payments and tells me my balance. Reviewed on: 15th February 2021
James Mottershead's avatar
James Mottershead

Handy credit card

5
Ideal credit card, you know when you have spent as you get an instant alert from the app! Easy to understand and easy to use Reviewed on: 15th February 2021
Lisa kmet's avatar
Lisa kmet

Easy to use

5
Very good and nice card really enjoy using the app and like that I can view pin Reviewed on: 15th February 2021
joel.clark@bt.com's avatar
[email protected]

Good

4
Really good credit card so far so good Reviewed on: 15th February 2021
Samira's avatar
Samira

Awesomness

5
Flexible, well-designed, priceless Reviewed on: 3rd February 2021
Wieslaw's avatar
Wieslaw

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