Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Fast service

Very happy, great service fast application. Good company Reviewed on: 25th January 2022

Zopa dupper

A fast easy process helped me out when the main banks wouldn't. The phone app is very good for future borrowing wouldn't highly recommend Reviewed on: 25th January 2022

Excellent Cstomer Service and Support

Zopa is hands down my fav credit card. The company genuinely cares about its customers and provides taylor made solutions to assist with a multitude of situations. Reviewed on: 25th January 2022

Flexible, friendly and honest

No hidden nasties, straight forward and open credit card. Reviewed on: 25th January 2022

Easy and quick to apply

Best card out there so far so easy and quick to apply had my answer straight away Reviewed on: 25th January 2022

Superb service

Excellent service highly recommended every time Reviewed on: 25th January 2022

great company helpful in many ways

found zopa to be very efficient and helpful with fantastic loan and card rates Reviewed on: 25th January 2022

Easy set up no problems

Easy access , easy payment options , kept up to date on app maintenance, more than happy Reviewed on: 25th January 2022

Great card

Really good app, I like that you get an instant alert every time you make a transaction, this would help if you ever have any unauthorised transactions as you'd know straight away Reviewed on: 25th January 2022

First class

This is a first class service hassle free to buy what you want Reviewed on: 25th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Vanquis 4.35 from 601 reviews
Opus Credit Card
from NewDay 4.04 from 3 reviews
British Airways credit card
from American Express 4.10 from 93 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69088 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub