Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44354)

Brilliant app

5
Got my Zopa credit card 2 weeks ago. Brilliant app and easy to use . Reviewed on: 25th January 2022

Brilliant

5
Bees knees couldn’t recommend anymore top class service Reviewed on: 25th January 2022

Brilliant

5
Brilliant just brilliant number 1for cards and brilliant customer service Reviewed on: 25th January 2022

Best about!

5
They keep you posted and send reminder so you dont fall behind and you can pay of as you go thru the month also Reviewed on: 25th January 2022

Been very supportive

5
I was having trouble with my card pin they were very helpful and supportive Reviewed on: 25th January 2022

Brilliant company

5
I like using this product. They keep you updated with anything going on with your card. Reviewed on: 25th January 2022

Zopa credit card

5
Excellent credit card for those have poor credit history and give them a chance to rebuild their credit score Reviewed on: 25th January 2022

Easy and friendly

5
reasonable card easy to apply app is also easy Reviewed on: 25th January 2022

Fair

5
Been very fair to me and will as much as I can Reviewed on: 25th January 2022

Excellent service

5
Absolute brilliant bank so simple and easy to use Reviewed on: 25th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69088 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.86 from 1795 reviews
    Zopa
  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products