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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy and friendly

reasonable card easy to apply app is also easy Reviewed on: 25th January 2022

Fair

Been very fair to me and will as much as I can Reviewed on: 25th January 2022

Excellent service

Absolute brilliant bank so simple and easy to use Reviewed on: 25th January 2022

Defo recommend

Totally good service … I would recommend to anyone.. Reviewed on: 25th January 2022

Lovely little credit card

Really good for people with a low credit score Easy to use app Offers available To increase amount if wanted Reviewed on: 25th January 2022

Easy to apply and use

Was easy to apply and set up using the app I pay by direct debit monthly and my credit limit has been increased since having my card. Reviewed on: 25th January 2022

Great service for people with poor credit

A really useful company, providing credit support for people with poor credit history that doesn’t cost the earth, great service Reviewed on: 25th January 2022

So easy to use

Great app. Never had any problems. Very easy to understand. Would definitely recommend Zopa Reviewed on: 25th January 2022

Very good card

Very easy to use ,good app recommended Reviewed on: 25th January 2022

Quick easy sign up and great service.

It’s was a very quick easy sign up with no hassle or stress and deliveries exactly what I signed up for. Reviewed on: 25th January 2022

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