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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

banking at its best

excellent communication first class products Reviewed on: 25th January 2022

Simple the best

Best credit card I've had so far Reviewed on: 25th January 2022

Very user friendly

Easy to use and good website and app Reviewed on: 25th January 2022

Simple and easy

Such a simple and easy service. Alway up to date with spending and always notified when a transaction is made which I love. The app is simple and easy to use and check Reviewed on: 25th January 2022

Amazing

I’ve had a wonderful experience with Zopa Reviewed on: 25th January 2022

10/10

Can’t ask for a better bank. Friendly service always gets back to you straight away with an answer to your query. Reviewed on: 25th January 2022

Zopa is excellent

It's user friendly, it really helps when you need it most. Reviewed on: 25th January 2022

Low limit

Low limit - 300 after one year used card Reviewed on: 25th January 2022

Love it

Love Zopa, so easy to use. Very helpful staff. Reviewed on: 25th January 2022

Excellent Service

I love the control I have over my Zopa card. It’s been excellent Reviewed on: 25th January 2022

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