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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Defo recommend

Totally good service … I would recommend to anyone.. Reviewed on: 25th January 2022

Lovely little credit card

Really good for people with a low credit score Easy to use app Offers available To increase amount if wanted Reviewed on: 25th January 2022

Easy to apply and use

Was easy to apply and set up using the app I pay by direct debit monthly and my credit limit has been increased since having my card. Reviewed on: 25th January 2022

Great service for people with poor credit

A really useful company, providing credit support for people with poor credit history that doesn’t cost the earth, great service Reviewed on: 25th January 2022

So easy to use

Great app. Never had any problems. Very easy to understand. Would definitely recommend Zopa Reviewed on: 25th January 2022

Very good card

Very easy to use ,good app recommended Reviewed on: 25th January 2022

Quick easy sign up and great service.

It’s was a very quick easy sign up with no hassle or stress and deliveries exactly what I signed up for. Reviewed on: 25th January 2022

banking at its best

excellent communication first class products Reviewed on: 25th January 2022

Simple the best

Best credit card I've had so far Reviewed on: 25th January 2022

Very user friendly

Easy to use and good website and app Reviewed on: 25th January 2022

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