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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Simple, easy to use and useful

The card was easy to apply for, simple to use Reviewed on: 25th January 2022

Amazing credit card

I've had my Zopa card for 1 year and I have even received an increase, The Zopa card is easy to use and the app makes payments and spending very easy to keep an eye on. Reviewed on: 25th January 2022

Life saver

I have already recommended Zopa to my mum and she agrees that the service is great! Especially when yij get rejected from other credit cards, Zopa has been a God send Reviewed on: 25th January 2022

Easy to use and transparent

An easy to use credit card that does exactly what it says on the tin. Reviewed on: 25th January 2022

Zopa top....... a

Reviewed on: 25th January 2022

Zopa is simply the best

Zopa understand situation and help you at the right time of need Reviewed on: 25th January 2022

Excellent service so easy to keep control

Got a Zopa card originally to help my credit rating however I have since had to personal loans that have helped enormously Reviewed on: 25th January 2022

Been great from the start

Needed help and zopa came to the rescue Reviewed on: 25th January 2022

simple and effective

I find Zopa simple and easy to use Reviewed on: 25th January 2022

Quick, friendly and efficient.

I had a bad experience with a website and Zopa recommended I replace my card. This was done very quickly. I would recommend them strongly. Reviewed on: 25th January 2022

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