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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Simple and easy

Such a simple and easy service. Alway up to date with spending and always notified when a transaction is made which I love. The app is simple and easy to use and check Reviewed on: 25th January 2022

Amazing

I’ve had a wonderful experience with Zopa Reviewed on: 25th January 2022

10/10

Can’t ask for a better bank. Friendly service always gets back to you straight away with an answer to your query. Reviewed on: 25th January 2022

Zopa is excellent

It's user friendly, it really helps when you need it most. Reviewed on: 25th January 2022

Low limit

Low limit - 300 after one year used card Reviewed on: 25th January 2022

Love it

Love Zopa, so easy to use. Very helpful staff. Reviewed on: 25th January 2022

Excellent Service

I love the control I have over my Zopa card. It’s been excellent Reviewed on: 25th January 2022

Simple, easy to use and useful

The card was easy to apply for, simple to use Reviewed on: 25th January 2022

Amazing credit card

I've had my Zopa card for 1 year and I have even received an increase, The Zopa card is easy to use and the app makes payments and spending very easy to keep an eye on. Reviewed on: 25th January 2022

Life saver

I have already recommended Zopa to my mum and she agrees that the service is great! Especially when yij get rejected from other credit cards, Zopa has been a God send Reviewed on: 25th January 2022

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