Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44337 reviews)

View other Zopa products

4.94

Based on 44,337 reviews, last reviewed 21st Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44337)

My card

Easy to use and you get texts every time you use your card .Plus it the card keeps you on control of your spending Reviewed on: 25th January 2022

Breath of fresh air in banking

Easy to use and understand all the things you want in a bank Reviewed on: 25th January 2022

fantastic app and service!

Everything about zopa is convenient. Easy to use. Instant payments reflected on account and just super easy to manoeuvre. Reviewed on: 25th January 2022

Easy to apply and to use

I recently took out a credit card with zopa and found it really easy to apply. The card arrived a few days later. The app is really secure and easy to use. I'm over the moon with zopa's service. Reviewed on: 25th January 2022

Brilliant company

Supportive. Reliable helpful. Cannot fault them. Would highly recommend. You really feel like they have your back. Reviewed on: 25th January 2022

Zopa is amazing

Fantastic company with amazing customer service Reviewed on: 25th January 2022

Great card

Great card and great support would definitely recommend Reviewed on: 25th January 2022

Easy, fast and great rates

Application was easy, app makes management a doddle and my card arrived fast. Reviewed on: 25th January 2022

Excellent!

All round excellence good customer service Reviewed on: 25th January 2022

Great app great card

One of my favourite cards I have ever had the app makes it a dream to use I am so impressed I would recommend to anyone Reviewed on: 25th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from ASDA Money 2.61 from 104 reviews
Cashback Plus Credit Card
from RBS 4.14 from 8 reviews
Aquis Card
from Vanquis 4.31 from 41 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69077 reviews
Current account
from Zopa 4.93 from 6585 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub