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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy to use and transparent

An easy to use credit card that does exactly what it says on the tin. Reviewed on: 25th January 2022

Zopa top....... a

Reviewed on: 25th January 2022

Zopa is simply the best

Zopa understand situation and help you at the right time of need Reviewed on: 25th January 2022

Excellent service so easy to keep control

Got a Zopa card originally to help my credit rating however I have since had to personal loans that have helped enormously Reviewed on: 25th January 2022

Been great from the start

Needed help and zopa came to the rescue Reviewed on: 25th January 2022

simple and effective

I find Zopa simple and easy to use Reviewed on: 25th January 2022

Quick, friendly and efficient.

I had a bad experience with a website and Zopa recommended I replace my card. This was done very quickly. I would recommend them strongly. Reviewed on: 25th January 2022

Very good

Pleasant customer service always happy to help Reviewed on: 25th January 2022

Zopa. Best for customers who had a financial hip up in their past credit history

Best credit card and customer service for customers with a credit clinch in their financial past. Zopa helps customers like us to get back on track with our credit history. Thanks Zopa. Reviewed on: 25th January 2022

Best card

One of the best credit cards I’ve ever used and the app works really well Reviewed on: 25th January 2022

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