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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,337 reviews, last reviewed 21st Apr 2026
37% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026
Austin Hicks's avatar
Austin Hicks

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44337)

No problems

5
Easy hassle free credit company Reviewed on: 25th January 2022
David iredale's avatar
David iredale

Easy to manage

3
Great App & easy to manage - everything is available on your phone. APR not the best but doesn't matter if used sensibly. Good customer services as well. Reviewed on: 25th January 2022
M McManus's avatar
M McManus

Excellent Card

5
Overall an Excellent card company. Thanks Reviewed on: 25th January 2022
Zohaib Khan's avatar
Zohaib Khan

Quick and easy

5
No fuss and fast just what I needed when let badly down by universal credit Reviewed on: 25th January 2022
Robert Hancox's avatar
Robert Hancox

British Bank Awards

5
Easy to use. The app is well laid out. Reviewed on: 25th January 2022
Shirley Middleditch 's avatar
Shirley Middleditch

Very good

4
Qiuck and easy use the app and services Reviewed on: 25th January 2022
Denisa Olah's avatar
Denisa Olah

EXCELLENT

5
SO EASY TO USE. HASSLE FREE SERVICE Reviewed on: 25th January 2022
JESSICA HORSMAN's avatar
JESSICA HORSMAN

Great credit card company

5
Gave me a credit line when others wouldn't great company thank you ☺️ Reviewed on: 25th January 2022
Rebecca Evan-Hart's avatar
Rebecca Evan-Hart

Great credit card company

5
I’d recommend Zopa to all my family & friends Reviewed on: 25th January 2022
shaneflannery10@icloud.com's avatar
[email protected]

Easy to use.

5
Easy to use, no hassle credit card. Good interest rate. Reviewed on: 25th January 2022
John Magill's avatar
John Magill

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