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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

SERVICE

Just great easy to talk to very helpful everything explained simply Reviewed on: 25th January 2022

Highly recommended!

It has been a tough life.. But Zopa credit card gave me the freedom and flexibility with my finances. So thanks to them. Reviewed on: 25th January 2022

Amazing Service

Very personalised service. Ease of use. Reviewed on: 25th January 2022

Money at my fingertips

Zopa has been so fantastic, I have also been able to increase my credit limit with them with ease. The app is super easy to use. Love my Zopa Reviewed on: 25th January 2022

Nice and easy

Nice and easy credit card and simple app. Helpful customer services. Happy customer. Reviewed on: 25th January 2022

Amazing credit

Even though its a credit card it doesn't feel like a credit card, the way they send statements to keeping you updated really doesn't feel like a credit card company, and I feel at ease having it, and the payments are affordable, and the way they remind you a payment is due and its a good few days before not a day or two. Would definitely recommend Reviewed on: 25th January 2022

Easy to apply and simple to use

Zopa was a very easy application process, nice and quick to go through and once I was approved, the app functionality is excellent. Would highly recommend. Reviewed on: 25th January 2022

My card

Easy to use and you get texts every time you use your card .Plus it the card keeps you on control of your spending Reviewed on: 25th January 2022

Breath of fresh air in banking

Easy to use and understand all the things you want in a bank Reviewed on: 25th January 2022

fantastic app and service!

Everything about zopa is convenient. Easy to use. Instant payments reflected on account and just super easy to manoeuvre. Reviewed on: 25th January 2022

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