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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

My card

Easy to use and you get texts every time you use your card .Plus it the card keeps you on control of your spending Reviewed on: 25th January 2022

Breath of fresh air in banking

Easy to use and understand all the things you want in a bank Reviewed on: 25th January 2022

fantastic app and service!

Everything about zopa is convenient. Easy to use. Instant payments reflected on account and just super easy to manoeuvre. Reviewed on: 25th January 2022

Easy to apply and to use

I recently took out a credit card with zopa and found it really easy to apply. The card arrived a few days later. The app is really secure and easy to use. I'm over the moon with zopa's service. Reviewed on: 25th January 2022

Brilliant company

Supportive. Reliable helpful. Cannot fault them. Would highly recommend. You really feel like they have your back. Reviewed on: 25th January 2022

Zopa is amazing

Fantastic company with amazing customer service Reviewed on: 25th January 2022

Great card

Great card and great support would definitely recommend Reviewed on: 25th January 2022

Easy, fast and great rates

Application was easy, app makes management a doddle and my card arrived fast. Reviewed on: 25th January 2022

Excellent!

All round excellence good customer service Reviewed on: 25th January 2022

Great app great card

One of my favourite cards I have ever had the app makes it a dream to use I am so impressed I would recommend to anyone Reviewed on: 25th January 2022

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